520 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 520 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,046 sqft · built 2016
Lot Size	0.142 acres (6,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Nov 2021)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00I-0170-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00I-0170-1`
Alternative APNs	`000002736855` `2736855`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,046 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,164 sqft (0.142 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-8497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK I, LOT 17
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Block	I
Legal Lot Number	17
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1007
Census Tract	30537

Owner

Source: Collin County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20212306870
Prior Transfer Date	Oct 29, 2021
Prior Transfer Doc	0002306870
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Nov 10, 2021
Property Address	520 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Document Number	0002306870
Map Reference	CAB 2016 SL 318&319
Instrument Date	Oct 29, 2021
Instrument	20211110002306870
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RUSTIC OAK LN, MCKINNEY, TX 75072-8497

Mortgage

Document Number	0002306880
Date	Nov 10, 2021
Instrument	20211110002306880

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Aug 26, 2021
Property Address	520 RUSTIC OAK LN, MCKINNEY, TX 75072-8497
Document Number	0001728800
Map Reference	DOC20160509010001890
Instrument Date	Aug 25, 2021
Instrument	20210826001728800
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RUSTIC OAK LN # 307, 307, MCKINNEY, TX 75072-8497

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00 (-25.38%) Homeowner's exemption	$477,057 (-5.97%) Land $147,000 Building $366,039	$513,039 (+1.12%) Land $147,000 Building $366,039
2024	$4,097.00 (-32.07%)
2023		$507,343 Land $147,000 Building $360,343	$507,343 Land $147,000 Building $360,343
2022	$6,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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