513 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 513 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,655 sqft · built 2003
Lot Size	0.008 acres (354 sqft)
Owner	Company Name on File
Last Sale	$249,900 (Aug 2022)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-033010`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-033010`
Alternative APNs	`122526999967033010` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	354 sqft (0.008 acres)
Porch	Screened/Unfinished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	513 LUCAYA LOOP, 3301
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE THREE UNIT 3301 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	3
Legal Tract	999967
Legal Block	1
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

513 Lucaya Loop is owned by a company that bought it in August 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	90 ALDERWOOD DR, KISSIMMEE, FL 34743-9500
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	May 20, 2021 · Amount on File
Deed Document Number	2022230677
Deed Book / Page	12392 / 229
Prior Transfer Date	Nov 12, 2010
Prior Transfer Doc	0000197792
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 24, 2022
Property Address	513 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000230677
Book / Page	12392 / 229
Map Reference	MB 5169 PG 1306
Instrument Date	Aug 19, 2022
Instrument	2022230677
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	BROKERS TITLE/CTRL FL, BROKERS TITLE OF CTRL FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 SPRING HILL CT, 1750, NEENAH, WI 54956-8917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 ALDERWOOD DR, KISSIMMEE, FL 34743-9500

Mortgage

Document Number	0012392230
Date	Aug 24, 2022
Instrument	12392/230

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 20, 2021
Property Address	513 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000132233
Book / Page	11724 / 1980
Map Reference	MB 5169 PG 1306
Instrument Date	May 13, 2021
Instrument	2021132233
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1740 DUNVEGAN DRIVE, 1740, HALFAX XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 SPRING HILL CT, NEENAH, WI 54956-8917

Mortgage

Document Number	0117241982
Date	May 20, 2021
Instrument	11724/1982

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 513 Lucaya Loop was $2,559.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500 (-3.79%) Land $100 Building $190,400	$190,500 (-3.79%) Land $100 Building $190,400
2025	$2,559.00	$198,000 Land $100 Building $197,900	$198,000 Land $100 Building $197,900
2023	$2,959.00 (+18.36%)	$211,500 (+20.86%) Land $100 Building $211,400	$211,500 (+20.86%) Land $100 Building $211,400
2022	$2,500.00	$175,000 Land $100 Building $174,900	$175,000 Land $100 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Lucaya Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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