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509 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 509 Lucaya Loop, Davenport, FL 33897

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,227 sqft · built 2003
Lot Size0.011 acres (496 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Nov 2023)
Tax Bill$2,404 (2025)
Deeds & MortgagesNov 2023 Sale
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN26-25-12-999967-032030

Property Details

APN / Parcel Number

Primary APN26-25-12-999967-032030
Alternative APNs
  • 122526999967032030
  • 22526000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,227 sqft Living Area
1st Floor Area1,227 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area496 sqft (0.011 acres)
PorchScreened/Unfinished Porch
Porch Area42 sqft

Location & Zoning

Street Address509 LUCAYA LOOP, 3203
CityDAVENPORT
StateFL
Zip33897
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE THREE UNIT 3203 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range26E
Legal Township25S
Legal Section12
Legal SubdivisionBAHAMA BAY, A CONDOMINIUM
Legal Phase3
Legal Tract999967
Legal Block1
Legal Unit3
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1001
Census Tract12415

Owner

509 Lucaya Loop is owned by two individuals who bought it in November 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5 RIVER BEND RD, UPTON, MA 01568-1489
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Prior SaleApr 14, 2015 · Amount on File
Deed Document Number2023279601
Deed Book / Page12923 / 1433
Prior Transfer DateApr 30, 2020
Prior Transfer Doc0000098999
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 30, 2023
Property Address509 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number0000279601
Book / Page12923 / 1433
Map ReferenceMB 5169 PG 1306
Instrument DateNov 20, 2023
Instrument2023279601
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 ADAMS DR, MC KEES ROCKS, PA 15136-3912

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 RIVER BEND RD, UPTON, MA 01568-1489

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 18, 2020
Property Address509 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number0112361068
Book / Page011236 / 001068
Instrument DateApr 30, 2020
Instrument98999
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address400 ADAMS DR #412 MC KEES ROCKS PA 151363918, 412, MC KEES ROCKS, PA 15136-3918

Tax Assessment & Valuation

The 2025 property tax bill for 509 Lucaya Loop was $2,404.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,500 (-12.1%) Land $100 Building $163,400$163,500 (-12.1%) Land $100 Building $163,400
2025$2,404.00$186,000 Land $100 Building $185,900$186,000 Land $100 Building $185,900
2023$2,124.00 (+11.26%)$202,500 (+16.38%) Land $100 Building $202,400$202,500 (+16.38%) Land $100 Building $202,400
2022$1,909.00$174,000 Land $100 Building $173,900$174,000 Land $100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Lucaya Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Lucaya Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, Xfinity.

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