Polk County property record for 515 Lucaya Loop, Davenport, FL 33897
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,227 sqft · built 2003 |
| Lot Size | 0.008 acres (348 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Apr 2021) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-999967-033030 |
| Primary APN | 26-25-12-999967-033030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 348 sqft (0.008 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 42 sqft |
| Street Address | 515 LUCAYA LOOP, 3303 |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE THREE UNIT 3303 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | BAHAMA BAY, A CONDOMINIUM |
| Legal Phase | 3 |
| Legal Tract | 999967 |
| Legal Block | 1 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12415 |
515 Lucaya Loop is owned by two individuals who bought it in April 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 LILAC WYND, GLASGOW, GB G727G |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 202197020 |
| Deed Book / Page | 11671 / 866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 515 LUCAYA LOOP, DAVENPORT, FL 33897 |
| Document Number | 0000097020 |
| Book / Page | 11671 / 866 |
| Map Reference | MB 5169 PG 1306 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021097020 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L |
| Amount | Amount on Record |
|---|---|
| Tax | $784.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6925 LAKE ELLENOR DR STE 117, 6925, ORLANDO, FL 32809-4648 |
| Name | Verified Name |
|---|---|
| Address | 87 LILAC WYND, GLASGOW XX |
The 2025 property tax bill for 515 Lucaya Loop was $2,404.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,500 (-12.1%) Land $100 Building $163,400 | $163,500 (-12.1%) Land $100 Building $163,400 | |
| 2025 | $2,404.00 | $186,000 Land $100 Building $185,900 | $186,000 Land $100 Building $185,900 |
| 2023 | $2,755.00 (+10.78%) | $202,500 (+16.38%) Land $100 Building $202,400 | $202,500 (+16.38%) Land $100 Building $202,400 |
| 2022 | $2,487.00 | $174,000 Land $100 Building $173,900 | $174,000 Land $100 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Lucaya Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Lucaya Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, Xfinity.
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