512 Lucaya Loop, Davenport, FL 33897 Property Records

Polk County property record for 512 Lucaya Loop, Davenport, FL 33897

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,173 sqft · built 2003
Lot Size	0.015 acres (664 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Nov 2021)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Nov 2021 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999967-032060`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999967-032060`
Alternative APNs	`122526999967032060` `22526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	664 sqft (0.015 acres)
Porch	Screened/Unfinished Porch
Porch Area	42 sqft

Location & Zoning

Street Address	512 LUCAYA LOOP, 3206
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAHAMA BAY, A CONDOMINIUM CONDO BK 12 PGS 25 THRU 45 OR 5169 PGS 1306 THRU 1397 & OR 5191 PGS 263 THRU 283 PHASE THREE UNIT 3206 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS PER CONDO DECLARATION
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	BAHAMA BAY, A CONDOMINIUM
Legal Phase	3
Legal Tract	999967
Legal Block	1
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12415

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1080 CYPRESS PKWY, KISSIMMEE, FL 34759-3328
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer NOT AVAILABLE, VIDCLOSE INC
Mar 3, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	2021310359
Deed Book / Page	12002 / 1294
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000041801
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 30, 2021
Property Address	512 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0000310359
Book / Page	12002 / 1294
Map Reference	MB 5169 PG 1306
Instrument Date	Nov 1, 2021
Instrument	2021310359
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOT AVAILABLE, VIDCLOSE INC

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22905 ASHTON WOODS DR, 22905, BRAMBLETON, VA 20148-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 CYPRESS PKWY # 1187, 1187, KISSIMMEE, FL 34759-3328

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 3, 2017
Property Address	512 LUCAYA LOOP, DAVENPORT, FL 33897
Document Number	0100810151
Book / Page	010081 / 000151
Instrument Date	Feb 17, 2017
Instrument	41801
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$494.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 LUCAYA LOOP DAVENPORT FL 338971408, DAVENPORT, FL 33897-1408

Mortgage

Document Number	100810153
Date	Mar 3, 2017
Book Page	010081/000153
Instrument	41802

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-14.53%) Land $100 Building $149,900	$150,000 (-14.53%) Land $100 Building $149,900
2025	$2,269.00 (+1.25%)	$175,500 (+0.57%) Land $100 Building $175,400	$175,500 (+0.57%) Land $100 Building $175,400
2023	$2,241.00 (+10.29%)	$174,500 (+14.05%) Land $100 Building $174,400	$174,500 (+14.05%) Land $100 Building $174,400
2022	$2,032.00	$153,000 Land $100 Building $152,900	$153,000 Land $100 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

Nearby Properties on Lucaya Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures