513 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 513 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.378 acres (16,469 sqft)
Owner	Individual Name on Record
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-327-006`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-327-006`
Alternative APN	`23150327006 (CHECK DIGIT = 6)`

Exterior

Lot Area	16,469 sqft (0.378 acres)

Location & Zoning

Account Number	23150327006
Street Address	513 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 34.08' L 4&ALL L 5 MAIN ST. ROCHESTER ORIGINAL TWN
Legal Subdivision	ROCHESTER VILLAGE
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2046
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 E MAIN ST, ROCHESTER, IL 62563-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Aug 5, 2020	Intrafamily Transfer, Transfer
Dec 2, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2020
Transfer Doc	0000000094
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	513 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R20100
Date	Aug 5, 2020
Instrument	2020R20100

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Aug 5, 2020
Property Address	513 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2020R20094
Instrument Date	Jul 31, 2020
Instrument	2020R20094
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 E MAIN ST, ROCHESTER, IL 62563-9533

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 2, 2016
Property Address	513 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2016R33437
Instrument Date	Nov 30, 2016
Instrument	2016R33437
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5361, SPRINGFIELD, IL 62705-5361

Mortgage

Document Number	2016R33438
Date	Dec 2, 2016
Instrument	2016R33438

Lender

Name	FIRST NEIGHBOR BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (+9.61%)	$47,149 (+14.96%) Land $7,118 Building $40,031	$141,447 (+14.96%) Land $21,354 Building $120,093
2022	$2,613.00 Homeowner's exemption	$41,012 Land $6,192 Building $34,820	$123,036 Land $18,576 Building $104,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures