528 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 528 E Main St, Rochester, IL 62563 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.225 acres (9,806 sqft)
OwnerIndividual Name on File
Last Sale$81,500 (Jul 2007)
Tax Bill$2,406 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Dec 2018 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN23-15.0-328-015

Property Details

APN / Parcel Number

Primary APN23-15.0-328-015
Alternative APN
  • 23150328015 (CHECK DIGIT = 0)

Exterior

Lot Area9,806 sqft (0.225 acres)

Location & Zoning

Account Number23150328015
Street Address528 E MAIN ST
CityROCHESTER
StateIL
Zip62563-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT L8 N1/2 SW 15-15-4
Legal Range04
Legal Township15
Legal Section15
JurisdictionSANGAMON IL
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2023
Census Tract3902

Owner

Source: Sangamon County records · APN 23-15.0-328-015

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 E MAIN ST, ROCHESTER, IL 62563-9533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
CEFCU
Dec 13, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Aug 20, 2007Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNITED COMMUNITY BANK
Jul 31, 2025Deed of Trust, Mortgage · Line of Credit
CEFCU
Oct 27, 2011Deed of Trust, Mortgage · FHA Mortgage
DIAMOND RESIDENTIAL MTG CORP
Nov 09, 2012Deed of Trust, Mortgage · Stand-Alone First Mortgage
PRIMELENDING
Sep 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MTG CO
Jul 13, 2007Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2007 · Amount on Record
Deed SaleJul 13, 2007 · Amount on Record
Prior SaleOct 06, 2004 · Amount on Record
Last Transfer DateSep 21, 2020
Transfer Doc2020R26848
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R02647
DateFeb 01, 2017
Instrument2017R02647
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R25748
DateDec 13, 2018
Instrument2018R25748
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2024
Change FrequencyAnnually
Min Rate At Change2.99%
Max Rate At Change4.99%
IndexOther
Margin2

August 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R31540
DateAug 20, 2007
Instrument2007R31540
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R13047
DateJul 31, 2025
Instrument2025R13047
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 30, 2050

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2011R35879
DateOct 27, 2011
Instrument2011R35879
Lender
NameDIAMOND RESIDENTIAL MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2041
Interest
Rate TypeFixed Rate

November 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012R43802
DateNov 09, 2012
Instrument2012R43802
Lender
NamePRIMELENDING
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2032
Interest
Rate TypeFixed Rate
Rate3.75%

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANGAMON IL
Recording DateSep 29, 2020
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number2020R26848
Instrument DateSep 21, 2020
Instrument2020R26848
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 E MAIN ST, ROCHESTER, IL 62563-9533

Mortgage

Document Number2020R26849
DateSep 29, 2020
Instrument2020R26849
Lender
NameDIAMOND RESIDENTIAL MTG CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.13%

July 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 13, 2007
Property Address528 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number2007R25957
Instrument DateJun 29, 2007
Instrument2007R25957
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

AmountAmount Recorded
Tax$122.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 E MAIN ST, ROCHESTER, IL 62563-9533

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionRochester Township
MunicipalityRochester Village
Unified School DistrictRochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,406.00 (+2.21%) Homeowner's exemption$40,564 (+3.4%) Land $6,397 Building $34,167$121,692 (+3.4%) Land $19,191 Building $102,501
2024$2,354.00 (+7.69%)$39,231 (+11.18%) Land $6,187 Building $33,044$117,693 (+11.18%) Land $18,561 Building $99,132
2022$2,186.00 Homeowner's exemption$35,285 Land $5,565 Building $29,720$105,855 Land $16,695 Building $89,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670039022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1994–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2013, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, May 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Computer TechniquesFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless (unlicensed)1,000 / 500
JAB WirelessFixed Wireless (licensed-by-rule)300 / 60
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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