Sangamon County property record for 520 E Main St, Rochester, IL 62563
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.514 acres (22,391 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2011 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15.0-328-013 |
| Primary APN | 23-15.0-328-013 |
|---|---|
| Alternative APN |
|
| Lot Area | 22,391 sqft (0.514 acres) |
|---|
| Account Number | 23150328013 |
|---|---|
| Street Address | 520 E MAIN ST |
| City | ROCHESTER |
| State | IL |
| Zip | 62563-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT L8 N1/2 SW 15-15-4 |
| Legal Range | 04 |
| Legal Township | 15 |
| Legal Section | 15 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3902 |
Source: Sangamon County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 E MAIN ST, ROCHESTER, IL 62563-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Nov 29, 2011 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANK |
| Apr 6, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2026 |
| Transfer Doc | 0000005595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 520 E MAIN ST, ROCHESTER, IL 62563-9533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023R19854 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023R19854 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 520 E MAIN ST, ROCHESTER, IL 62563-9533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011R40374 |
|---|---|
| Date | Nov 29, 2011 |
| Instrument | 2011R40374 |
| Name | TOWN & COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 17, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 6, 2026 |
| Property Address | 520 E MAIN ST, ROCHESTER, IL 62563-9533 |
| Document Number | 0000005595 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20265595 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Rochester Township |
| Municipality | Rochester Village |
| Unified School District | Rochester Community Unit School District 3A (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (+2.45%) Homeowner's exemption Senior Citizen's exemption | $56,681 (+3.4%) Land $11,348 Building $45,333 | $170,043 (+3.4%) Land $34,044 Building $135,999 |
| 2024 | $3,104.00 (+8.57%) | $54,817 (+11.19%) Land $10,975 Building $43,842 | $164,451 (+11.19%) Land $32,925 Building $131,526 |
| 2022 | $2,859.00 Homeowner's exemption Senior Citizen's exemption | $49,302 Land $9,871 Building $39,431 | $147,906 Land $29,613 Building $118,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1994–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER serves 3,856 people · EPA ID IL1671000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Computer Techniques Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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