505 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 505 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.249 acres (10,862 sqft)
Owner	Individual Name on Record
Last Sale	$288,500 (Feb 2023)
Tax Bill	$5,066 (2022)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-327-002`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-327-002`
Alternative APN	`23150327002 (CHECK DIGIT = 3)`

Exterior

Lot Area	10,862 sqft (0.249 acres)

Location & Zoning

Account Number	23150327002
Street Address	505 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 9 MAIN STREET ROCHESTER ORIGINAL TOWN
Legal Subdivision	ORIGINAL TOWN OF ROCHESTER
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2046
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANK
Feb 22, 2023	Warranty Deed, Transfer · VA Mortgage INB NA
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage IAA CU
Sep 21, 2018	Deed, Transfer
Sep 21, 2018	Deed, Transfer
Sep 21, 2018	Deed, Transfer
Sep 21, 2018	Deed, Transfer
Aug 9, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20232793
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R07661
Date	Apr 13, 2020
Instrument	2020R07661

Lender

Name	TOWN & COUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2035

Interest

Rate Type	Fixed Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 22, 2023
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2023R02793
Instrument Date	Feb 21, 2023
Instrument	2023R02793
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MAIN ST, ROCHESTER, IL 62563-9533

Mortgage

Document Number	2023R02794
Date	Feb 22, 2023
Instrument	2023R02794

Lender

Name	INB NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 9, 2020
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2020R32085
Instrument Date	Oct 29, 2020
Instrument	2020R32085
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 E MAIN ST, ROCHESTER, IL 62563-9533

Mortgage

Document Number	2020R32086
Date	Nov 9, 2020
Instrument	2020R32086

Lender

Name	IAA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2018
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2018R19759
Instrument Date	Sep 18, 2018
Instrument	2018R19759
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 S 11TH ST, SPRINGFIELD, IL 62703-4101

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2018
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2018R19759
Instrument Date	Sep 18, 2018
Instrument	2018R19759
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 S 11TH ST, SPRINGFIELD, IL 62703-4101

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2018
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2018R19759
Instrument Date	Sep 18, 2018
Instrument	2018R19759
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 S 11TH ST, SPRINGFIELD, IL 62703-4101
Investor	Possibly a Property Investor

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2018
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2018R19759
Instrument Date	Sep 18, 2018
Instrument	2018R19759
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 S 11TH ST, SPRINGFIELD, IL 62703-4101
Investor	Possibly a Property Investor

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 9, 2016
Property Address	505 E MAIN ST, ROCHESTER, IL 62563-9533
Document Number	2016R21140
Instrument Date	Jul 1, 2016
Instrument	2016R21140
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E MAIN ST, ROCHESTER, IL 62563-9533

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,477 (+49.58%) Land $8,894 Building $101,583	$331,431 (+49.58%) Land $26,682 Building $304,749
2022	$5,066.00 Homeowner's exemption	$73,860 Land $7,737 Building $66,123	$221,580 Land $23,211 Building $198,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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