513 E 1st St, Spencerville, OH 45887 Property Records

Allen County property record for 513 E 1st St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1967
Lot Size	0.105 acres (4,574 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,600 (May 1977)
Tax Bill	$550 (2025)
Deeds & Mortgages	Jul 2021 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-1210-13-014.000`

Property Details

APN / Parcel Number

Primary APN	`44-1210-13-014.000`
Alternative APN	`E1944121013014000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	139 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	228 sqft
Deck Area	60 sqft
Patio Area	382 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	513 E 1ST ST
City	SPENCERVILLE
State	OH
Zip	45887-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAND ADDITION LOT 678 & PT VAC ALLEY FF 33.00
Legal Subdivision	OAKLAND ADDITION
Legal Lot Number	678
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4012
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	513 E 1ST ST, SPENCERVILLE, OH 45887-1305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Intrafamily Transfer, Transfer
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1977 · Amount on Record
Deed Sale	May 1, 1977 · Amount on Record
Last Transfer Date	Jun 9, 2021
Transfer Doc	7270010394
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jul 27, 2021
Property Address	513 E 1ST ST, SPENCERVILLE, OH 45887-1305
Document Number	7270010394
Book / Page	2021 / 10394
Map Reference	MB 2 PG 412&413
Instrument Date	Jun 9, 2021
Instrument	202107270010394
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	513 E 1ST ST, SPENCERVILLE, OH 45887-1305

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	513 E 1ST ST, SPENCERVILLE, OH 45887-1305
Document Number	0000004462
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	513 E 1ST ST SPENCERVILLE OH 458871305, SPENCERVILLE, OH 45887-1305

Mortgage

Document Number	0000004462
Date	Apr 27, 2017
Book Page	002017/004462
Instrument	4462

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$550.00 (-2.31%)	$26,750 (-) Land $2,140 Building $24,610	$76,400 (-) Land $6,100 Building $70,300
2024	$563.00 (+24.01%) Homeowner's exemption	$26,750 (+22.26%) Land $2,140 Building $24,610	$76,400 (+22.24%) Land $6,100 Building $70,300
2023	$454.00 (+86.83%) Homeowner's exemption	$21,880 (-) Land $1,720 Building $20,160
2022	$243.00 Homeowner's exemption	$21,880 Land $1,720 Building $20,160
2021			$62,500 Land $4,900 Building $57,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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