Allen County property record for 407 E 1st St, Spencerville, OH 45887
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 680 sqft · built 1987 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Company Name on Record |
| Last Sale | $20,400 (Sep 2025) |
| Tax Bill | $233 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1210-12-007.000 |
| Primary APN | 44-1210-12-007.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 680 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 158 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Canopy | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 407 E 1ST ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELIZABETH MEIHLS SUBDIVISION LOT 323 E MD PT FF 62.00 |
| Legal Subdivision | ELIZABETH MEIHLS SUBDIVISION |
| Legal Lot Number | 323 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10600 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 620 N CANAL AVE, SPENCERVILLE, OH 45887-1041 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Mar 26, 2025 · Amount on Record |
| Deed Document Number | 20259713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 23, 2025 |
| Property Address | 407 E 1ST ST, SPENCERVILLE, OH 45887-1303 |
| Document Number | 9230009713 |
| Book / Page | 2025 / 9713 |
| Map Reference | MB 2 PG 288-289 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 202509230009713 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 N CANAL AVE, SPENCERVILLE, OH 45887-1041 |
| Document Number | 9230009714 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202509230009714 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2035 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $233.00 | $6,760 (-) Land $5,990 Building $770 | $19,300 (-) Land $17,100 Building $2,200 |
| 2024 | $233.00 | $6,760 Land $5,990 Building $770 | $19,300 Land $17,100 Building $2,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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