312 E 1st St, Spencerville, OH 45887 Property Records

Allen County property record for 312 E 1st St, Spencerville, OH 45887

Property Summary

Property Type	General Industrial
Details	2 bd · 1 ba · 1,248 sqft
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Apr 2021)
Tax Bill	$238 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-1210-16-002.000`

Property Details

APN / Parcel Number

Primary APN	`44-1210-16-002.000`
Alternative APN	`E1944121016002000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,248 sqft

Exterior

Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	142 ft deep x 83 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	312 E 1ST ST
City	SPENCERVILLE
State	OH
Zip	45887
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	ELIZABETH MEIHLS SUBDIVISION LOTS PT 325 & PT 326 JOINT TEN FF 83.00
Legal Subdivision	ELIZABETH MEIHLS SUBDIVISION
Legal Lot Number	325
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4004
Census Tract	10600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E 1ST ST, SPENCERVILLE, OH 45887
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	20214993
Deed Book / Page	2021 / 4993
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 15, 2021
Property Address	312 E 1ST ST, SPENCERVILLE, OH 45887
Document Number	4150004993
Book / Page	2021 / 4993
Map Reference	MB 3 PG 82
Instrument Date	Apr 5, 2021
Instrument	202104150004993
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	308 E 1ST ST, SPENCERVILLE, OH 45887-1302

Mortgage

Document Number	4150004994
Date	Apr 15, 2021
Instrument	202104150004994

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 14, 2019
Property Address	312 E 1ST ST, SPENCERVILLE, OH 45887
Document Number	0000001322
Instrument Date	Feb 13, 2019
Instrument	1322
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E 1ST ST SPENCERVILLE OH 458871302, SPENCERVILLE, OH 45887-1302

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$238.00	$5,640 (-) Land $2,630 Building $3,010	$16,100 (-) Land $7,500 Building $8,600
2024	$238.00 (+2.59%)	$5,640 (+10.37%) Land $2,630 Building $3,010	$16,100 (+10.27%) Land $7,500 Building $8,600
2023	$232.00 (+3.11%)	$5,110 (-) Land $2,380 Building $2,730
2022	$225.00	$5,110 Land $2,380 Building $2,730
2021			$14,600 Land $6,800 Building $7,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures