413 E 1st St, Spencerville, OH 45887 Property Records

Allen County property record for 413 E 1st St, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$16,500 (Oct 2008)
Tax Bill	$195 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-1210-12-009.000`

Property Details

APN / Parcel Number

Primary APN	`44-1210-12-009.000`
Alternative APN	`E1944121012009000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	33 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	66 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	413 E 1ST ST
City	SPENCERVILLE
State	OH
Zip	45887-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAND ADDITION W PT LOTS 623-625 FF 62.00
Legal Subdivision	OAKLAND ADDITION
Legal Lot Number	623
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	4
Census Block	4006
Census Tract	10600

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E 1ST ST, SPENCERVILLE, OH 45887-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2008 · Amount on Record
Deed Sale	Oct 6, 2008 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	200813571
Deed Book / Page	2008 / 13571
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	413 E 1ST ST, SPENCERVILLE, OH 45887-1303
Document Number	0000004572
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E 1ST ST SPENCERVILLE OH 458871303, SPENCERVILLE, OH 45887-1303

Mortgage

Document Number	0000004572
Date	Apr 27, 2018
Instrument	4572

Lender

Name	KENNETH R PITTMAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00 (-5.34%)	$15,930 (-) Land $4,730 Building $11,200	$45,500 (-) Land $13,500 Building $32,000
2024	$206.00 (+43.06%) Homeowner's exemption	$15,930 (+21.98%) Land $4,730 Building $11,200	$45,500 (+21.98%) Land $13,500 Building $32,000
2023	$144.00 (-8.28%) Homeowner's exemption	$13,060 (-) Land $3,890 Building $9,170
2022	$157.00 Homeowner's exemption	$13,060 Land $3,890 Building $9,170
2021			$37,300 Land $11,100 Building $26,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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