Guadalupe County property record for 417 Saddle Glen, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,692 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,642 (Dec 2023) |
| Tax Bill | $6,145 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602103700000 |
| Primary APN | 1G3900602103700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 1,508 sqft |
| 2nd Floor Area | 11,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 SADDLE GLN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 37 0.18 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 37 |
| Legal Block | 21 |
| Legal Lot Number | 37 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
417 Saddle Glen is owned and occupied by two individuals who bought it in December 2023.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING |
| Jun 2, 2020 | Grant Deed, Subdivision Related Transfer AMERICAN PACIFIC MTG |
| Oct 1, 2018 | Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO (FEDEX) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Prior Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 202331303 |
| Prior Transfer Date | May 29, 2020 |
| Prior Transfer Doc | 0099013430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 27, 2023 |
| Property Address | TX |
| Document Number | 0099031303 |
| Map Reference | VOL 8 PG 644&645 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 202399031303 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 BUTTERMILK CIR, FLORESVILLE, TX 78114-4242 |
| Name | Verified Name |
|---|---|
| Address | 417 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Investor | Possibly a Property Investor |
| Document Number | 0099031305 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 202399031305 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 2, 2020 |
| Property Address | 417 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000013430 |
| Instrument Date | May 29, 2020 |
| Instrument | 13430 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SADDLE GLN CIBOLO TX 781083697, CIBOLO, TX 78108-3697 |
| Document Number | 13431 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 13431 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 1, 2018 |
| Property Address | 417 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000022435 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 22435 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO (FEDEX) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2511 N LOOP 1604 W #300 SAN ANTONIO TX 782584636, 300, SAN ANTONIO, TX 78258-4636 |
The 2025 property tax bill for 417 Saddle Glen was $6,145 with a homeowner's exemption, down 4.8% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,969 (+1.38%) Land $48,206 Building $354,763 | $402,969 (+1.38%) Land $48,206 Building $354,763 | |
| 2025 | $6,145.00 (-4.8%) Homeowner's exemption | $397,476 Land $47,570 Building $349,906 | $397,476 Land $47,570 Building $349,906 |
| 2024 | $6,455.00 | ||
| 2023 | $443,703 Land $62,331 Building $381,372 | $443,703 Land $62,331 Building $381,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Saddle Glen in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Saddle Glen is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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