513 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 513 E 16th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,297 sqft · built 2009
Lot Size	0.112 acres (4,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2024)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`145L J 024`

Property Details

APN / Parcel Number

Primary APN	`145L J 024`
Alternative APN	`0000070919`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,872 sqft (0.112 acres)
Lot Dimensions	134 ft deep x 37 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000070919
Street Address	513 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RES FULL VALUE FOR 2010 LOT 6 SAM ERWINS SUB PB5 PG54
Legal Subdivision	ERWINS SAM
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1113
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 E 16TH ST, CHATTANOOGA, TN 37408-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 12, 2021	Warranty Deed, Transfer TEAM TITLE LEGAL SVCS PLLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2024175
Deed Book / Page	13538 / 884
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 18, 2024
Property Address	513 E 16TH ST, CHATTANOOGA, TN 37408-2102
Document Number	0000000175
Book / Page	13538 / 884
Map Reference	MB 5 PG 54
Instrument Date	Mar 15, 2024
Instrument	2024031800175
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E 16TH ST, CHATTANOOGA, TN 37408-2102

Mortgage

Document Number	0000000176
Date	Mar 18, 2024
Instrument	2024031800176

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 12, 2021
Property Address	513 E 16TH ST, CHATTANOOGA, TN 37408-2102
Document Number	0000000173
Book / Page	12396 / 125
Map Reference	MB 5 PG 54
Instrument Date	Mar 10, 2021
Instrument	2021031200173
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TEAM TITLE LEGAL SVCS PLLC

Transaction

Amount	Amount Recorded
Tax	$1,372.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 16TH ST, CHATTANOOGA, TN 37408
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00 (+8.14%)	$126,300 (+59.57%)	$505,200 (+59.57%) Land $100,000 Building $405,200
2024	$1,770.00	$79,150 (-)	$316,600 (-) Land $55,000 Building $261,600
2023	$1,770.00	$79,150	$316,600 Land $55,000 Building $261,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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