Sumner County property record for 512 Bay Point Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,216 sqft · built 2013 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,010,000 (Mar 2020) |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136E C 01300 |
| Primary APN | 083136E C 01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,216 sqft Living Area |
| Gross Area | 4,431 sqft |
| 1st Floor Area | 2,516 sqft |
| Basement Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 200 ft deep x 156 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 985 sqft |
| Driveway | Driveway |
| Driveway Area | 2,444 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 630 sqft |
| Canopy | 700 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 BAY POINT DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 19-19 PAGE: 114-24 BLOCK: LOT: 124-124 SUBD: WOODHAVEN ON THE LAKE RESU |
| Legal Subdivision | WOODHAVEN ON THE LAK |
| Legal Lot Number | 124-124 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20501 |
512 Bay Point Dr is owner-occupied and held in a trust since October 2025.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer |
| Mar 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 11, 2020 | Quit Claim Deed, Transfer HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC |
| Aug 29, 2017 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2020 · Amount on File |
| Deed Sale | Mar 17, 2020 · Amount on File |
| Prior Sale | Aug 29, 2017 · Amount on File |
| Deed Document Number | 20201304278 |
| Deed Book / Page | 5166 / 79 |
| Last Transfer Date | Oct 7, 2025 |
| Transfer Doc | 0066990061 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 9, 2025 |
| Property Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0066990061 |
| Book / Page | 6699 / 61 |
| Map Reference | MB 10 PG 114 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 1529721 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 17, 2020 |
| Property Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0051660079 |
| Book / Page | 005166 / 000079 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 1304278 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,737.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 BAY POINT DR GALLATIN TN 370664488, GALLATIN, TN 37066-4488 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Feb 11, 2020 |
| Property Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0051410552 |
| Book / Page | 005141 / 000552 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 1300327 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 BAY POINT DR GALLATIN TN 370664488, GALLATIN, TN 37066-4488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 29, 2017 |
| Property Address | 512 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0045970187 |
| Book / Page | 4597 / 187 |
| Map Reference | MB 19 PG 24 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 1206562 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,082.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618 |
| Document Number | 1206563 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 1206563 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
The 2025 property tax bill for 512 Bay Point Dr was $4,459.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,459.00 | $313,775 (-) Land $112,500 Building $201,275 | |
| 2024 | $4,459.00 (-35.92%) | $313,775 (+37.62%) Land $112,500 Building $201,275 | $1,255,100 Land $450,000 Building $805,100 |
| 2023 | $6,959.00 (-0.32%) | $228,000 (-) Land $105,200 Building $122,800 | |
| 2022 | $6,981.00 | $228,000 Land $105,200 Building $122,800 | |
| 2021 | $912,000 Land $420,800 Building $491,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 512 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Bay Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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