1. Home
  2. Tennessee
  3. Sumner County
  4. Gallatin
  5. Bay Point Dr

495 Bay Point Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 495 Bay Point Dr, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details4.25 ba · 3,372 sqft · built 2003
Lot Size0.47 acres (20,454 sqft)
OwnerCompany Name on File
Last Sale$38,500 (Mar 2002)
Tax Bill$3,091 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN083136E D 02000

Property Details

APN / Parcel Number

Primary APN083136E D 02000
Alternative APN
  • 136E D 02000

Interior

Full Baths4.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,372 sqft Living Area
Gross Area4,085 sqft
1st Floor Area2,555 sqft
Upper Floors Area1,361 sqft
Basement Area2,555 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,454 sqft (0.47 acres)
Lot Dimensions191 ft deep x 112 ft wide
TerrainRolling
Garage TypeFinished
Garage Area620 sqft
DrivewayDriveway
Driveway Area1,500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area229 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address495 BAY POINT DR
CityGALLATIN
StateTN
Zip37066-7470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 19-19 PAGE: 115-23 BLOCK: LOT: 103-103 SUBD: WOODHAVEN ON THE LAKE RESU
Legal SubdivisionWOODHAVEN ON THE LAK
Legal Lot Number103-103
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract20501

Owner

495 Bay Point Dr is owned by a company that acquired it in April 2019.

Source: Sumner County records, as of January 21, 2026

Owner of RecordCompany Name on File
Mailing Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
WILSON BANK & TRUST
Dec 3, 2020Deed of Trust, Mortgage
ROBERT C HELSON
Apr 8, 2019Quit Claim Deed, Transfer
FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS
Mar 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY TR
Feb 25, 2019Quit Claim Deed, Transfer
FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS
Jun 20, 2017Quit Claim Deed, Transfer
Quitclaim
Apr 26, 2017Deed of Trust, Mortgage · Line of Credit
VOLUNTEER ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2002 · Amount on File
Deed SaleMar 22, 2002 · Amount on File
Prior SaleApr 4, 2001 · Amount on File
Deed Document Number2002596954
Deed Book / Page1445 / 643
Last Transfer DateApr 4, 2019
Transfer Doc0049200624
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067530188
DateDec 29, 2025
Book Page6753/188
Instrument1537183
Lender
NameWILSON BANK & TRUST
TypeBank
AddressLEBANON, TN 37088
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueDec 19, 2055
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054240755
DateDec 3, 2020
Book Page5424/755
Instrument1340223
Lender
NameROBERT C HELSON
TypePrivate Party
Agreement
AmountAmount on Record
Term12 Months
DueDec 2, 2021

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateApr 8, 2019
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Document Number0049200624
Book / Page004920 / 000624
Instrument DateApr 4, 2019
Instrument1264512
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address495 BAY POINT DR GALLATIN TN 370667470, GALLATIN, TN 37066-7470

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Document Number0049150618
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address495 BAY POINT DR GALLATIN TN 370667470, GALLATIN, TN 37066-7470

Mortgage

Document Number0049150618
DateMar 29, 2019
Book Page004915/000618
Instrument1263594
Lender
NameGUARANTY TR
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 28, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateFeb 25, 2019
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Document Number0048970131
Book / Page004897 / 000131
Instrument DateFeb 20, 2019
Instrument1260305
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address495 BAY POINT DR GALLATIN TN 370667470, GALLATIN, TN 37066-7470

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateJun 20, 2017
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Document Number0045540332
Book / Page004554 / 000332
Instrument DateJun 16, 2017
Instrument1198897
Transaction TypeTransfer
Record UpdatedJul 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address495 BAY POINT DR GALLATIN TN 370667470, GALLATIN, TN 37066-7470

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address495 BAY POINT DR, GALLATIN, TN 37066-7470
Document Number0045270239
Book / Page004527 / 000239
Instrument DateApr 26, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address495 BAY POINT DR GALLATIN TN 370667470, GALLATIN, TN 37066-7470

Mortgage

Document Number0045270239
DateMay 4, 2017
Book Page004527/000239
Instrument1193983
Lender
NameVOLUNTEER ST BK
TypeBank
AddressGALLATIN, TN 37066
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 3, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 495 Bay Point Dr was $3,091.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,091.00$217,550 Land $43,750 Building $173,800
2024$870,200 Land $175,000 Building $695,200
2023$3,506.00 (-0.31%)$114,875 (-) Land $22,000 Building $92,875
2022$3,517.00$114,875 Land $22,000 Building $92,875
2021$459,500 Land $88,000 Building $371,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims10 (2007–2013)
Claims Outside the SFHA8 of 10
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Bay Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Bay Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures