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507 Bay Point Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 507 Bay Point Dr, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,568 sqft · built 2002
Lot Size0.308 acres (13,398 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jun 2006)
Tax Bill$2,674 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Jun 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN083136E C 00100

Property Details

APN / Parcel Number

Primary APN083136E C 00100
Alternative APN
  • 136E C 00100

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,568 sqft Living Area
Gross Area4,479 sqft
1st Floor Area2,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,398 sqft (0.308 acres)
Lot Dimensions154 ft deep x 87.3 ft wide
TerrainRolling
Garage TypeFinished
Garage Area700 sqft
DrivewayDriveway
Driveway Area1,458 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area537 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address507 BAY POINT DR
CityGALLATIN
StateTN
Zip37066-4486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 19-19 PAGE: 114-24 BLOCK: LOT: 112-112 SUBD: WOODHAVEN ON THE LAKE RESU
Legal SubdivisionWOODHAVEN ON THE LAK
Legal Lot Number112-112
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract20501

Owner

507 Bay Point Dr is owned and occupied by two individuals who bought it in June 2006.

Source: Sumner County records, as of June 24, 2026

Owner of Record2 Individual Names on File
Mailing Address507 BAY POINT DR, GALLATIN, TN 37066-4486
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF TENNESSEE
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
LIBERTY FEDERAL CREDIT UNION
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF TENNESSEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2006 · Amount on File
Deed SaleJun 23, 2006 · Amount on File
Prior SaleMar 17, 2004 · Amount on File
Deed Document Number2006799099
Deed Book / Page2530 / 132
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address507 BAY POINT DR, GALLATIN, TN 37066-4486
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063780359
DateJun 10, 2024
Book Page6378/359
Instrument1483436
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Recording DateJun 15, 2026
Property Address507 BAY POINT DR, GALLATIN, TN 37066-4486
Document Number0001554385
Book / Page6875 / 1
Instrument DateJun 8, 2026
Instrument20261554385
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 BAY POINT DR, GALLATIN, TN 37066-4486

Mortgage

Document Number0001554385,
DateJun 15, 2026
Book Page6875/1
Instrument20261554385
Lender
NameLIBERTY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 15, 2056
Interest
Rate6.37%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address507 BAY POINT DR, GALLATIN, TN 37066-4486
Document Number0052890411
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyRUDY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address507 BAY POINT DR GALLATIN TN 370664486, GALLATIN, TN 37066-4486

Mortgage

Document Number0052890411
DateJul 28, 2020
Book Page005289/000411
Instrument1321344
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 507 Bay Point Dr was $2,674.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,674.00$188,200 Land $43,750 Building $144,450
2024$752,800 Land $175,000 Building $577,800
2023$2,770.00 (-0.32%)$90,750 (-) Land $22,000 Building $68,750
2022$2,779.00$90,750 Land $22,000 Building $68,750
2021$363,000 Land $88,000 Building $275,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 507 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims10 (2007–2013)
Claims Outside the SFHA8 of 10
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 Bay Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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