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515 Bay Point Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 515 Bay Point Dr, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details6 ba · 3,857 sqft · built 2003
Lot Size0.429 acres (18,703 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Apr 2001)
Tax Bill$3,973 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN083136E C 00200

Property Details

APN / Parcel Number

Primary APN083136E C 00200
Alternative APN
  • 136E C 00200

Interior

Full Baths6 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,857 sqft Living Area
1st Floor Area2,022 sqft
Upper Floors Area1,096 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,703 sqft (0.429 acres)
Lot Dimensions202 ft deep x 92.2 ft wide
TerrainRolling
Garage TypeFinished
Garage Area1,012 sqft
DrivewayDriveway
Driveway Area1,800 sqft
Parking Spaces3 Parking Spaces
Pool Area720 sqft
PorchOpen Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address515 BAY POINT DR
CityGALLATIN
StateTN
Zip37066-4486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 19-19 PAGE: 114-24 BLOCK: LOT: 113-113 SUBD: WOODHAVEN ON THE LAKE RESU
Legal SubdivisionWOODHAVEN ON THE LAK
Legal Lot Number113-113 113
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group2
Census Block2014
Census Tract20501

Owner

515 Bay Point Dr is owned and occupied by two individuals who bought it in April 2001.

Source: Sumner County records, as of January 19, 2026

Owner of Record2 Individual Names on File
Mailing Address515 BAY POINT DR, GALLATIN, TN 37066-4486
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 1, 2018Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2001 · Amount on File
Deed SaleApr 20, 2001 · Amount on File
Deed Document Number554294
Deed Book / Page1243 / 001
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address515 BAY POINT DR, GALLATIN, TN 37066-4486
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055230789
DateMar 9, 2021
Book Page5523/789
Instrument1353925
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMNER TN
Property Address515 BAY POINT DR, GALLATIN, TN 37066-4486
Document Number0046920205
Book / Page004692 / 000205
Instrument DateFeb 1, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 BAY POINT DR GALLATIN TN 370664486, GALLATIN, TN 37066-4486

Mortgage

Document Number0046920205
DateFeb 15, 2018
Book Page004692/000205
Instrument1223529
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueFeb 14, 2058
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 515 Bay Point Dr was $3,973.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,973.00$279,575 Land $43,750 Building $235,825
2024$1,118,300 Land $175,000 Building $943,300
2023$4,611.00 (-0.32%)$151,050 (-) Land $22,000 Building $129,050
2022$4,626.00$151,050 Land $22,000 Building $129,050
2021$604,200 Land $88,000 Building $516,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims10 (2007–2013)
Claims Outside the SFHA8 of 10
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Bay Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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