5119 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5119 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,384 sqft · built 1963
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Oct 2020)
Tax Bill$3,148 (2026)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN415-0010-06390

Property Details

APN / Parcel Number

Primary APN415-0010-06390
Alternative APN
  • 1097218

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,384 sqft Gross Area
1st Floor Area1,384 sqft
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area668 sqft
PorchSlab
Porch Area36 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1097218
Street Address5119 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionN 1/2 OF S 1/2 OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section21
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2025
Census Tract10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5119 LESTER RIVER RD, DULUTH, MN 55804-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Grant Deed, Transfer
ATTORNEY ONLY
Oct 5, 2020Grant Deed, Construction Loan · Construction Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2020 · Amount on Record
Deed SaleOct 5, 2020 · Amount on Record
Prior SaleNov 27, 2006 · Amount on Record
Deed Document Number20201391971
Record UpdatedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateOct 6, 2020
Property Address5119 LESTER RIVER RD, DULUTH, MN 55804-3017
Document Number00T1029959
Instrument DateSep 30, 2020
InstrumentT1029959
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 HERON LN NORTH OAKS MN 551276416, NORTH OAKS, MN 55127-6416

October 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateOct 5, 2020
Property Address5119 LESTER RIVER RD, DULUTH, MN 55804-3017
Document Number00A1391971
Instrument DateSep 16, 2020
InstrumentA1391971
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$597.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5119 LESTER RIVER RD DULUTH MN 558043017, DULUTH, MN 55804-3017

Mortgage

Document NumberA1391972
DateOct 5, 2020
InstrumentA1391972
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2050
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,148.00 (+7.44%) Homeowner's exemption
2025$2,930.00 (+4.79%) Homeowner's exemption$299,800 (+9.1%) Land $100,600 Building $199,200$299,800 (+9.1%) Land $100,600 Building $199,200
2024$2,796.00$274,800 (+15.51%) Land $92,900 Building $181,900$274,800 (+15.51%) Land $92,900 Building $181,900
2022$237,900 Land $88,800 Building $149,100$237,900 Land $88,800 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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