5129 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5129 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,416 sqft · built 1946
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Apr 2023)
Tax Bill$3,646 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN415-0010-06380

Property Details

APN / Parcel Number

Primary APN415-0010-06380
Alternative APN
  • 1131702

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,416 sqft Gross Area
1st Floor Area1,041 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area1,464 sqft
Deck Area60 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1131702
Street Address5129 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionS 1/2 OF N 1/2 OF SE 1/4 OF SE 1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section21
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2025
Census Tract10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5129 LESTER RIVER RD, DULUTH, MN 55804-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Limited Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Jun 15, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleJun 15, 2022 · Amount on Record
Deed Document Number20231465654
Record UpdatedSep 20, 2026

April 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST LOUIS MN
Recording DateApr 27, 2023
Property Address5129 LESTER RIVER RD, DULUTH, MN 55804-3017
Document Number0001465654
Instrument DateApr 25, 2023
Instrument1465654
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5129 LESTER RIVER RD, DULUTH, MN 55804-3017

Mortgage

Document Number0001465655
DateApr 27, 2023
Instrument1465655
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2038

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateJun 15, 2022
Property Address5129 LESTER RIVER RD, DULUTH, MN 55804-3017
Document Number0001445330
Instrument DateMay 24, 2022
Instrument1445330
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 LESTER RIVER RD, DULUTH, MN 55804-3017

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,646.00 (+6.36%) Homeowner's exemption
2025$3,428.00 (-0.46%) Homeowner's exemption$341,000 (+8.12%) Land $101,400 Building $239,600$341,000 (+8.12%) Land $101,400 Building $239,600
2024$3,444.00$315,400 (+1.94%) Land $93,600 Building $221,800$315,400 (+1.94%) Land $93,600 Building $221,800
2022$309,400 Land $89,400 Building $220,000$309,400 Land $89,400 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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