5050 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5050 Lester River Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,255 sqft · built 1992
Lot Size	5.85 acres (254,826 sqft)
Owner	Individual Name on File
Last Sale	$352,500 (Oct 2008)
Tax Bill	$5,114 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-07073`

Property Details

APN / Parcel Number

Primary APN	`415-0010-07073`
Alternative APN	`866109`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,255 sqft Gross Area
1st Floor Area	1,450 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	254,826 sqft (5.85 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	309 sqft
Storage Building	120 sqft
Pole Barn	720 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	866109
Street Address	5050 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 300 FT OF NLY 1231 FT OF E1/2 OF NE1/4LYING E OF CENTERLINE OF LESTER RIVER ROAD &E 500 FT OF S 100 FT OF N 1331 FT OF
Legal Range	13W
Legal Township	51N
Legal Section	28
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	4
Census Block	4004
Census Tract	200

Owner

Source: St. Louis County records · APN 415-0010-07073

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5050 LESTER RIVER RD, DULUTH, MN 55804-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Dec 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 27, 2017	Loan Modification, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2008 · Amount on Record
Deed Sale	Oct 09, 2008 · Amount on Record
Prior Sale	Apr 21, 2008 · Amount on Record
Deed Document Number	2008859738
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5050 LESTER RIVER RD, DULUTH, MN 55804-3020
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001063028
Date	Nov 01, 2022
Instrument	1063028

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5050 LESTER RIVER RD, DULUTH, MN 55804-3020
Transaction Type	Mortgage
Record Updated	Feb 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050330
Date	Dec 03, 2021
Instrument	1050330

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 01, 2036

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5050 LESTER RIVER RD, DULUTH, MN 55804-3020
Document Number	000T991864
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5050 LESTER RIVER RD DULUTH MN 558043020, DULUTH, MN 55804-3020

Mortgage

Document Number	000T991864
Date	Nov 07, 2017
Instrument	T991864

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 06, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,114.00 (+6.41%) Homeowner's exemption
2025	$4,806.00 (-0.62%) Homeowner's exemption	$462,200 (+8.12%) Land $103,000 Building $359,200	$462,200 (+8.12%) Land $103,000 Building $359,200
2024	$4,836.00	$427,500 (+0.42%) Land $95,100 Building $332,400	$427,500 (+0.42%) Land $95,100 Building $332,400
2022		$425,700 Land $90,800 Building $334,900	$425,700 Land $90,800 Building $334,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370002004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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