5101 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5101 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 2,080 sqft · built 2004
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2003)
Tax Bill	$5,140 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-06360`

Property Details

APN / Parcel Number

Primary APN	`415-0010-06360`
Alternative APN	`781318`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,080 sqft Gross Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Block
Construction Type	Frame
Lot Area	784,080 sqft (18 acres)
Garage Type	Mixed
Garage Area	832 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	208 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	781318
Street Address	5101 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF THE E1/2 OF SW1/4 OF SE1/4 ANDOF S1/2 OF SE1/4 OF NW1/4 OF SE1/4 LYING SAND E OF CENTERLINE OF LESTER RIVER EX E
Legal Range	13W
Legal Township	51N
Legal Section	21
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2025
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5101 LESTER RIVER RD, DULUTH, MN 55804-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2003 · Amount on Record
Deed Sale	Feb 6, 2003 · Amount on Record
Deed Document Number	2003741373
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5101 LESTER RIVER RD, DULUTH, MN 55804-3017
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040095
Date	May 3, 2021
Instrument	1040095

Lender

Name	RIVERWOOD BANK
Type	Bank
Address	MORRIS, MN 56267

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,140.00 (+6.24%) Homeowner's exemption
2025	$4,838.00 (+0.62%) Homeowner's exemption	$465,300 (+8.21%) Land $145,800 Building $319,500	$465,300 (+8.21%) Land $145,800 Building $319,500
2024	$4,808.00	$430,000 (+2.11%) Land $134,100 Building $295,900	$430,000 (+2.11%) Land $134,100 Building $295,900
2022		$421,100 Land $127,800 Building $293,300	$421,100 Land $127,800 Building $293,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20