5116 Gem Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 5116 Gem Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1971
Lot Size	0.436 acres (18,975 sqft)
Owner	Individual Name on Record
Last Sale	$138,300 (Apr 2018)
Tax Bill	$1,176 (2024)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036.024.01001052`

Property Details

APN / Parcel Number

Primary APN	`036.024.01001052`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	18,975 sqft (0.436 acres)
Lot Dimensions	108 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	260 sqft
Porch	Stoop
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5116 GEM DR
City	HIGH RIDGE
State	MO
Zip	63049-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	CRYSTAL HILLS 2 LOTS 27 & 28
Legal Range	4E
Legal Township	43N
Legal Section	24
Legal Subdivision	CRYSTAL HILLS 2
Legal Block	3
Legal Lot Number	27,28
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	3
Census Block	3019
Census Tract	700211

Owner

Source: Jefferson County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5116 GEM DR, HIGH RIDGE, MO 63049-3912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	201810246
Prior Transfer Date	Apr 24, 2001
Prior Transfer Doc	1074000762
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 6, 2018
Property Address	5116 GEM DR, HIGH RIDGE, MO 63049-3912
Document Number	0000010246
Instrument Date	Mar 30, 2018
Instrument	10246
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	CLOSELINE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 GEM DR HIGH RIDGE MO 630493912, HIGH RIDGE, MO 63049-3912

Mortgage

Document Number	10247
Date	Apr 6, 2018
Instrument	10247

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Mortgage

Document Number	10248,
Date	Apr 6, 2018
Instrument	10248

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,700 (+8.59%) Land $1,900 Building $15,800	$93,100 (-) Land $10,200 Building $82,900
2024	$1,176.00 (+0.51%)		$93,100 (+8.13%) Land $10,200 Building $82,900
2023	$1,170.00	$16,300 Land $1,900 Building $14,400	$86,100 Land $10,200 Building $75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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