Jefferson County property record for 5104 Gem Dr, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,064 sqft · built 1965 |
| Lot Size | 0.5 acres (21,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,100 (Sep 2019) |
| Tax Bill | $1,182 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036.024.01001055 |
| Primary APN | 036.024.01001055 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 21,772 sqft (0.5 acres) |
| Lot Dimensions | 153 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5104 GEM DR |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CRYSTAL HILLS 2 LOTS 40 & 41 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 24 |
| Legal Subdivision | CRYSTAL HILLS 2 |
| Legal Block | 3 |
| Legal Lot Number | 40,41 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 700211 |
5104 Gem Dr is owned by two individuals who acquired it in June 2022.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5113 GEM DR, HIGH RIDGE, MO 63049-3911 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Jan 12, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Deed Document Number | 201926855 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0000019210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 28, 2023 |
| Property Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000007285 |
| Map Reference | MB 33 PG 9 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023R-007285 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5113 GEM DR, HIGH RIDGE, MO 63049-3911 |
| Name | Verified Name |
|---|---|
| Address | 7 MARGARET DR, FENTON, MO 63026-4505 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 12, 2023 |
| Property Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000001075 |
| Map Reference | MB 33 PG 9 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023R-001075 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Name | Verified Name |
|---|---|
| Address | 5113 GEM DR, HIGH RIDGE, MO 63049-3911 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 18, 2022 |
| Property Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000002040 |
| Map Reference | MB 33 PG 9 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022R-002040 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5104 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000026856 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5104 GEM DR HIGH RIDGE MO 630492738, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000026856 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 26856 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 4, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5104 Gem Dr was $1,182, up 6.4% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,600 (-) Land $1,900 Building $14,700 | $87,600 (-) Land $10,200 Building $77,400 | |
| 2025 | $1,182.00 (+6.39%) | $16,600 Land $1,900 Building $14,700 | $87,600 (-) Land $10,200 Building $77,400 |
| 2024 | $1,111.00 (+0.45%) | $87,600 (+8.15%) Land $10,200 Building $77,400 | |
| 2023 | $1,106.00 | $15,400 Land $1,900 Building $13,500 | $81,000 Land $10,200 Building $70,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5104 Gem Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5104 Gem Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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