5105 Gem Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 5105 Gem Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,238 sqft · built 1978
Lot Size	0.295 acres (12,843 sqft)
Owner	Individual Name on Record
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Mar 2025 Transfer Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036.024.01001002`

Property Details

APN / Parcel Number

Primary APN	`036.024.01001002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	884 sqft
Basement Area	354 sqft
Finished Basement	354 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	12,843 sqft (0.295 acres)
Lot Dimensions	109 ft deep x 101 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	66 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5105 GEM DR
City	HIGH RIDGE
State	MO
Zip	63049-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	CRYSTAL HILLS 2 LOT 20
Legal Range	4E
Legal Township	43N
Legal Section	24
Legal Subdivision	CRYSTAL HILLS 2
Legal Block	3
Legal Lot Number	20
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	3
Census Block	3012
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5105 GEM DR, HIGH RIDGE, MO 63049-3910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025
Deed Sale	Mar 13, 2025
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	20255885
Prior Transfer Date	Nov 27, 2020
Prior Transfer Doc	0000049901
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 13, 2025
Property Address	5105 GEM DR, HIGH RIDGE, MO 63049-3910
Document Number	0000005885
Map Reference	MB 33 PG 9
Instrument Date	Mar 3, 2025
Instrument	2025R-005885
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 DREWEL CT, EUREKA, MO 63025-2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GEM DR, HIGH RIDGE, MO 63049-3910

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 23, 2020
Property Address	5105 GEM DR, HIGH RIDGE, MO 63049-3910
Document Number	0000049901
Instrument Date	Nov 27, 2020
Instrument	49901
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GEM DR HIGH RIDGE MO 630493910, HIGH RIDGE, MO 63049-3910

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 14, 2020
Property Address	5105 GEM DR, HIGH RIDGE, MO 63049-3910
Document Number	0000034141
Map Reference	MB 33 PG 9
Instrument Date	Sep 1, 2020
Instrument	2020R-034141
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 LAKE DR, 408, BONNE TERRE, MO 63628-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4944 GEM DR, HIGH RIDGE, MO 63049-2734

Mortgage

Document Number	0000034142
Date	Sep 14, 2020
Instrument	2020R-034142

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,600 (-) Land $1,900 Building $12,700	$76,800 (-) Land $10,200 Building $66,600
2025	$1,039.00 (+5.8%)	$14,600 (+7.35%) Land $1,900 Building $12,700	$76,800 (-) Land $10,200 Building $66,600
2024	$982.00 (+0.61%)		$76,800 (+6.67%) Land $10,200 Building $66,600
2023	$976.00	$13,600 Land $1,900 Building $11,700	$72,000 Land $10,200 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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