Jefferson County property record for 5108 Gem Dr, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,300 sqft · built 1968 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,241 (Oct 2025) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036.024.01003001 |
| Primary APN | 036.024.01003001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 220 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Stoop |
| Porch Area | 68 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5108 GEM DR |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CRYSTAL HILLS 2 LOT 44 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 24 |
| Legal Subdivision | CRYSTAL HILLS 2 |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 700211 |
Source: Jefferson County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1184 CABALLO CT, FENTON, MO 63026-7214 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 14, 2025 | Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Jul 1, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2024 |
| Deed Document Number | 202526353 |
| Prior Transfer Date | Aug 18, 2005 |
| Prior Transfer Doc | 0000046056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 1, 2026 |
| Property Address | 5108 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000017751 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202617751 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5108 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000017751, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202617751 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 14, 2025 |
| Property Address | 5108 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000026353 |
| Map Reference | MB 33 PG 9 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 2025R-026353 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1184 CABALLO CT, FENTON, MO 63026-7214 |
| Document Number | 0000026354 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R-026354 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 5108 GEM DR, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000023850 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 5108 GEM DR HIGH RIDGE MO 630492738, HIGH RIDGE, MO 63049-2738 |
| Document Number | 0000023850 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 23850 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 6, 2040 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,500 (-) Land $1,900 Building $13,600 | $81,700 (-) Land $10,200 Building $71,500 | |
| 2025 | $1,104.00 (+6.05%) | $15,500 (+6.9%) Land $1,900 Building $13,600 | $81,700 (-) Land $10,200 Building $71,500 |
| 2024 | $81,700 (+6.94%) Land $10,200 Building $71,500 | ||
| 2023 | $1,041.00 | $14,500 Land $1,900 Building $12,600 | $76,400 Land $10,200 Building $66,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures