5114 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5114 Piazza Loop, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	2,561 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$249,300 (2015)
Tax Bill	$3,587.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3241-0001-0520`
Alternative APN	`253117324100010520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,561 sqft Living Area
Gross Area	3,042 sqft Gross Area
1st Floor	1,095 sqft 1st Floor
Upper Floors	1,466 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5114 PIAZZA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8016
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVELLINO PB 22 PG 153-155 LOT 52
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	AVELLINO
Legal Tract	3241
Legal Block	520
Legal Lot Number	52
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-3241-0001-0520

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5114 PIAZZA LOOP, SAINT CLOUD, FL 34771-8016
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2015 · Amount on Record
Deed Sale	Jul 02, 2015 · Amount on Record
Deed Doc Number	201594527
Deed Book / Page	4803 / 1069
Record Refreshed	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5114 PIAZZA LOOP, SAINT CLOUD, FL 34771-8016
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052971771
Date	Mar 07, 2018
Book Page	5297/1771
Instrument	2018038678

Lender

Name	AFI FINANCIAL INC
Type	Mortgage Company
Address	HOUSTON, TX 77069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00 (+5.21%) Homeowner's exemption	$261,869 (+5.99%)	$370,900 (+11.15%) Land $70,000 Building $300,900
2024	$3,587.00 (+2.16%)
2023	$3,511.00 (+4.28%) Homeowner's exemption	$247,077 (+3%)	$333,700 (+17.05%) Land $65,000 Building $268,700
2022	$3,367.00 Homeowner's exemption	$239,881	$285,100 Land $57,000 Building $228,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.