5109 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5109 Piazza Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	3,757 sqft Heated Area
Lot Size	7,841 sqft (0.18 acres)
Garage	Finished, 441 sqft
Last Sale	$407,500 (2020)
Tax Bill	$7,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531324100010380`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,757 sqft Heated Area
Gross Area	4,572 sqft Gross Area
1st Floor	1,706 sqft 1st Floor
Upper Floors	2,051 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage
Porch	Open Porch
Porch Area	374 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5109 PIAZZA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVELLINO PB 22 PG 153-155 LOT 38
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	AVELLINO
Legal Tract	3241
Legal Block	1
Legal Lot Number	38
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 172531324100010380

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8900 LAKE HALL LN, OVIEDO, FL 32765-5280
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Mar 03, 2015 · Amount on Record
Deed Doc Number	2020173160
Deed Book / Page	5855 / 1524
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2020
Property Address	5109 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Document Number	0058551524
Book / Page	005855 / 001524
Instrument Date	Dec 18, 2020
Instrument	173160
Transaction Type	Transfer
Record Updated	Jan 08, 2021
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,853.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5109 PIAZZA LOOP ST CLOUD FL 347718011, ST CLOUD, FL 34771-8011

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,641.00 (+1,130.43%)	$500,100 (+35.03%) Land $70,000 Building $430,100	$500,100 (+11.36%) Land $70,000 Building $430,100
2023	$621.00 (-87.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$370,360 (+3%)	$449,100 (+17.29%) Land $65,000 Building $384,100
2022	$4,971.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$359,573	$382,900 Land $57,000 Building $325,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.