5103 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5103 Piazza Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,894 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$253,000 (2015)
Tax Bill	$5,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531324100010410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Heated Area
Gross Area	2,568 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	130 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5103 PIAZZA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVELLINO PB 22 PG 153-155 LOT 41
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	AVELLINO
Legal Tract	3241
Legal Block	1
Legal Lot Number	41
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 172531324100010410

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5103 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2015 · Amount on Record
Deed Sale	Jul 02, 2015 · Amount on Record
Deed Doc Number	2015094430
Deed Book / Page	4803 / 0740
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5103 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 PIAZZA LOOP ST, SAINT CLOUD, FL 34771-8011

Mortgage

Document Number	0058822153
Date	Feb 02, 2021
Book Page	5882/2153
Instrument	2021015003

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (+73.07%) Homeowner's exemption	$232,139 (+5.99%)	$330,800 (+11.01%) Land $70,000 Building $260,800
2023	$3,119.00 (+4.42%) Homeowner's exemption	$219,027 (+3%)	$298,000 (+17%) Land $65,000 Building $233,000
2022	$2,987.00 Homeowner's exemption	$212,648	$254,700 Land $57,000 Building $197,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.