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5105 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5105 Piazza Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,983 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$399,000 (2025)
Tax Bill$3,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531324100010400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,983 sqft Heated Area
Gross Area2,586 sqft Gross Area
1st Floor1,983 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Depth X Width130 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchFinished/Screened Porch
Porch Area162 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5105 PIAZZA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAVELLINO PB 22 PG 153-155 LOT 40
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionAVELLINO
Legal Tract3241
Legal Block1
Legal Lot Number40
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 172531324100010400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 02, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Sep 06, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleSep 06, 2018 · Amount on Record
Deed Doc Number2025068754
Deed Book / Page6796 / 2904
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011

Mortgage

Document Number0063281828
DateDec 13, 2022
Book Page6328/1828
Instrument2022177919
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 02, 2025
Property Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Document Number0067962904
Book / Page6796 / 2904
Map ReferenceMB 22 PG 153
Instrument DateMay 14, 2025
Instrument2025068754
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyCELEBRATION TTL PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address209 HARBOUR GARDENS CT, ORLANDO, FL 32806-6963

Transferred To (Grantee/Buyer)

NameVerified Name
Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011

Mortgage

Document Number0067962906
DateJun 02, 2025
Instrument6796/2906
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2055

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056730162
DateFeb 12, 2020
Book Page5673/162
Instrument2020021238
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 06, 2018
Property Address5105 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Document Number0053962170
Book / Page005396 / 002170
Instrument DateSep 05, 2018
Instrument134463
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyTITLE PROFESSIONALS/CENTRAL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5105 PIAZZA LOOP ST CLOUD FL 347718011, ST CLOUD, FL 34771-8011

Mortgage

Document Number53962171
DateSep 06, 2018
Book Page005396/002171
Instrument134464
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 05, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,716.00 (+7.52%) Homeowner's exemption$257,673 (+5.99%)$340,700 (+11.09%) Land $70,000 Building $270,700
2023$3,456.00 (+4.28%) Homeowner's exemption$243,119 (+3%)$306,700 (+16.97%) Land $65,000 Building $241,700
2022$3,314.00 Homeowner's exemption$236,038$262,200 Land $57,000 Building $205,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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