5083 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5083 Pine Ridge Dr, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,802 sqft Heated Area
Lot Size	72,571 sqft (1.66 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2021)
Tax Bill	$4,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000031360217`
Alternative APN	`31360217`

Interior

Full Baths	2 Baths
Building Area	1,802 sqft Heated Area
Gross Area	2,985 sqft Gross Area
Interior Structure	Paneling Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2016
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	72,571 sqft (1.66 acres)

Exterior Amenities

Fence	Fence
Patio Area	84 sqft Patio
Porch	Open Porch
Porch Area	903 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000031360217
Street Address	5083 PINE RIDGE DR
City	CHIPLEY
State	FL
Zip	32428-5563
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 17 PINE LAKE ESTATES PHASE II 1 AC., ORB 1198 P 45
Legal Range	14W
Legal Township	01N
Legal Section	29
Legal Subdivision	PINE LAKE ESTATES PHASE II
Legal Phase	2
Legal Block	3136
Legal Lot Number	17
Jurisdiction	WASHINGTON FL
Minor Civil Division	VERNON
Census Blockgroup	1
Census Block	1332
Census Tract	970301

Owner

Source: Washington County records · APN 000031360217

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5083 PINE RIDGE DR, CHIPLEY, FL 32428-5563
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2024	Deed of Trust, Mortgage · Stand Alone Second Mortgage PANHANDLE CU
Feb 08, 2021	Warranty Deed, Transfer · Conventional Mortgage PANHANDLE EDUCATORS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2021 · Amount on Record
Deed Sale	Feb 08, 2021 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Doc Number	202167000850
Deed Book / Page	1198 / 45
Record Refreshed	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	5083 PINE RIDGE DR, CHIPLEY, FL 32428-5563
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5083 PINE RIDGE DR, CHIPLEY, FL 32428-5563

Mortgage

Document Number	0067000787
Date	Feb 05, 2024
Book Page	1295/67
Instrument	202467000787

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 17, 2039

Interest

Rate Type	Adjustable Rate
Rate	8.49%
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	8.49%
Max Rate At Change	10.4%
Index	52-Week T-Bill (1-Year)
Max Rate	14.4%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 08, 2021
Property Address	5083 PINE RIDGE DR, CHIPLEY, FL 32428-5563
Document Number	0067000850
Book / Page	1198 / 45
Map Reference	MB 3 PG 247
Instrument Date	Feb 04, 2021
Instrument	202167000850
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3752 MOSS HILL RD, CHIPLEY, FL 32428-5424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5083 PINE RIDGE DR, CHIPLEY, FL 32428-5563

Mortgage

Document Number	0000000047
Date	Feb 08, 2021
Instrument	1198/47

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 04, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Feb 04, 2024
Change Frequency	Annually
Min Rate At Change	3.9%
Max Rate At Change	5.9%
Index	Other
Max Rate	9.9%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,273.00 (+6.24%) Homeowner's exemption	$349,359 (+2.9%)	$350,628 (-13.56%) Land $45,150 Building $305,478
2024	$4,022.00 (+1.95%) Homeowner's exemption	$339,513 (+3%)	$405,653 (+14.93%) Land $44,100 Building $361,553
2023	$3,945.00 (+2.63%) Homeowner's exemption	$329,624 (+3%)	$352,965 (+10.29%) Land $30,000 Building $322,965
2022	$3,844.00 Homeowner's exemption	$320,023 Land $26,000 Building $294,023	$320,023 Land $26,000 Building $294,023

Flood & Wildfire

5083 Pine Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 22nd in Florida
Wildfire Likelihood	Moderate — about 1 in 1,042 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

5083 Pine Ridge Dr, Chipley, FL 32428 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Pine Ridge Dr

Nearby Streets

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