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5094 Pine Ridge Dr, Chipley, FL 32428 Property Records

Washington County property record for 5094 Pine Ridge Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,984 sqft · built 2005
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$140,400 (May 2016)
Tax Bill$1,729 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN000031360508

Property Details

APN / Parcel Number

Primary APN000031360508
Alternative APN
  • 31360508

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,984 sqft Heated Area
Gross Area3,405 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2011
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeFinished
Garage Area672 sqft
PorchOpen Porch
Porch Area293 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031360508
Street Address5094 PINE RIDGE DR
CityCHIPLEY
StateFL
Zip32428-5562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29 1 14 5 ORB 1059 P 277 PARCEL DESC IN ORB 1059 P 277 AKA LOT 2 OF UNREC S/D
Legal Range14W
Legal Township01N
Legal Section29
Legal SubdivisionOF UNREC SUB
Legal Lot Number2
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1332
Census Tract970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address5094 PINE RIDGE DR, CHIPLEY, FL 32428-5562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
TYNDALL FCU
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2016 · Amount on Record
Deed SaleMay 23, 2016 · Amount on Record
Deed Document Number0001059277
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5094 PINE RIDGE DR, CHIPLEY, FL 32428-5562
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5094 PINE RIDGE DR, CHIPLEY, FL 32428-5562

Mortgage

Document Number0067004068
DateMay 28, 2021
Book Page1208/225
Instrument202167004068
Lender
NameTYNDALL FCU
TypeCredit Union
AddressWEST PALM BEACH, FL 33412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address5094 PINE RIDGE DR, CHIPLEY, FL 32428-5562
Document Number0067000572
Book / Page001109 / 000269
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5094 PINE RIDGE DR CHIPLEY FL 324285562, CHIPLEY, FL 32428-5562

Mortgage

Document Number0067000572
DateJan 23, 2018
Book Page001109/000269
Instrument67000572
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+6.86%) Homeowner's exemption$165,657 (+2.9%)$278,564 (+10.06%) Land $32,500 Building $246,064
2024$1,618.00 (+2.47%) Homeowner's exemption$160,988 (+3%)$253,107 (+7.71%) Land $32,500 Building $220,607
2023$1,579.00 (+3.2%) Homeowner's exemption$156,299 (+3%)$234,990 (+8.96%) Land $32,500 Building $202,490
2022$1,530.00 Homeowner's exemption$151,747$215,660 Land $30,000 Building $185,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: Xfinity.

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