Polk County property record for 511 Winter Ter, Winter Haven, FL 33881
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,073 sqft · built 1997 |
| Lot Size | 0.026 acres (1,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2009) |
| Tax Bill | $2,041 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-09-530002-001510 |
| Primary APN | 26-28-09-530002-001510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 1,140 sqft (0.026 acres) |
| Porch | Porch |
| Porch Area | 290 sqft |
| Street Address | 511 WINTER TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5814 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 151 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | WINTER RIDGE CONDO |
| Legal Tract | 530002 |
| Legal Block | 1 |
| Legal Lot Number | 151 |
| Legal Unit | 151 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13602 |
511 Winter Ter, a condominium, is owned by two individuals who bought it in April 2009.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 NOYA WAY, LOUDON, TN 37774-6913 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2009 · Amount on File |
| Deed Sale | Apr 10, 2009 · Amount on File |
| Prior Sale | May 13, 2008 |
| Deed Document Number | 200966590 |
| Deed Book / Page | 7858 / 1994 |
| Prior Transfer Date | Apr 30, 2008 |
| Prior Transfer Doc | 0000081798 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 511 Winter Ter was $2,041.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,419 (+1%) | $126,500 (-2.69%) Land $100 Building $126,400 | |
| 2025 | $2,041.00 | $98,563 | $130,000 Land $100 Building $129,900 |
| 2023 | $1,858.00 (+7.34%) | $135,000 (+6.3%) Land $100 Building $134,900 | $135,000 (+6.3%) Land $100 Building $134,900 |
| 2022 | $1,731.00 | $127,000 Land $100 Building $126,900 | $127,000 Land $100 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Winter Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Winter Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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