514 Winter Ter, Winter Haven, FL 33881 Property Records

Polk County property record for 514 Winter Ter, Winter Haven, FL 33881

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,073 sqft · built 1995
Lot Size	0.026 acres (1,140 sqft)
Owner	Company Name on File
Last Sale	$118,700 (Oct 2021)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Jul 2023 Transfer Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-09-530002-001270`

Property Details

APN / Parcel Number

Primary APN	`26-28-09-530002-001270`
Alternative APNs	`092826530002001270` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	1,140 sqft (0.026 acres)
Porch	Porch
Porch Area	290 sqft

Location & Zoning

Street Address	514 WINTER TER
City	WINTER HAVEN
State	FL
Zip	33881-5813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 127 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	26E
Legal Township	28S
Legal Section	09
Legal Subdivision	WINTER RIDGE CONDO
Legal Tract	530002
Legal Block	1
Legal Lot Number	127
Legal Unit	127
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1005
Census Tract	13602

Owner

514 Winter Ter, a condominium, is owned by a company that acquired it in July 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1203 WASHINGTON PALM LOOP, DAVENPORT, FL 33897-1656
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2021	Warranty Deed, Transfer SMART TITLE II LLC, SMART TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Oct 31, 1996 · Amount on File
Deed Document Number	2021279112
Deed Book / Page	11953 / 2302
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000162941
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 13, 2023
Property Address	514 WINTER TER, WINTER HAVEN, FL 33881-5813
Document Number	0000162941
Book / Page	12761 / 1517
Map Reference	MB 3047 PG 2235
Instrument Date	Jul 13, 2023
Instrument	2023162941
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 WASHINGTON PALM LOOP, DAVENPORT, FL 33897-1656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 WASHINGTON PALM LOOP, DAVENPORT, FL 33897-1656

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2021
Property Address	514 WINTER TER, WINTER HAVEN, FL 33881-5813
Document Number	0000279112
Book / Page	11953 / 2302
Map Reference	MB 3047 PG 2235
Instrument Date	Oct 13, 2021
Instrument	2021279112
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount on Record
Tax	$830.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 GEORGETOWN DR, 401, CASSELBERRY, FL 32707-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1203 WASHINGTON PALM LOOP, DAVENPORT, FL 33897-1656

Tax Assessment & Valuation

The 2025 property tax bill for 514 Winter Ter was $2,473, down 5.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (-2.69%) Land $100 Building $126,400	$126,500 (-2.69%) Land $100 Building $126,400
2025	$2,473.00 (-5.29%)	$130,000 Land $100 Building $129,900	$130,000 Land $100 Building $129,900
2024	$2,611.00 (+0.46%)
2023	$2,599.00 (+5.31%)	$135,000 (+6.3%) Land $100 Building $134,900	$135,000 (+6.3%) Land $100 Building $134,900
2022	$2,468.00	$127,000 Land $100 Building $126,900	$127,000 Land $100 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Winter Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Winter Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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