508 Winter Ter, Winter Haven, FL 33881 Property Records

Polk County property record for 508 Winter Ter, Winter Haven, FL 33881

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,073 sqft · built 1995
Lot Size	0.026 acres (1,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Oct 2021)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-09-530002-001240`

Property Details

APN / Parcel Number

Primary APN	`26-28-09-530002-001240`
Alternative APNs	`092826530002001240` `92826000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	1,140 sqft (0.026 acres)
Porch	Porch
Porch Area	290 sqft

Location & Zoning

Street Address	508 WINTER TER
City	WINTER HAVEN
State	FL
Zip	33881-5813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 124 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	26E
Legal Township	28S
Legal Section	09
Legal Subdivision	WINTER RIDGE CONDO
Legal Tract	530002
Legal Block	1
Legal Lot Number	124
Legal Unit	124
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1005
Census Tract	13602

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 NORTHERN HILLS RD, COPPERAS COVE, TX 76522-4461
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage JAMES B NUTTER & CO
Aug 22, 2019	Warranty Deed, Transfer · Conventional with PMI WILLIAM ENTS
Aug 22, 2019	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	2021257881
Deed Book / Page	11921 / 544
Prior Transfer Date	Dec 7, 2005
Prior Transfer Doc	0000315690
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2021
Property Address	508 WINTER TER, WINTER HAVEN, FL 33881-5813
Document Number	0000257881
Book / Page	11921 / 544
Map Reference	MB 3047 PG 2235
Instrument Date	Sep 22, 2021
Instrument	2021257881
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2915, WINTER HAVEN, FL 33883-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 NORTHERN HILLS RD, COPPERAS COVE, TX 76522-4461

Mortgage

Document Number	0011921546
Date	Oct 4, 2021
Instrument	11921/546

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2019
Property Address	508 WINTER TER, WINTER HAVEN, FL 33881-5813
Document Number	0109492190
Book / Page	010949 / 002190
Instrument Date	Aug 21, 2019
Instrument	178202
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2915 WINTER HAVEN FL 338832915, WINTER HAVEN, FL 33883-2915

Mortgage

Document Number	109492193
Date	Aug 22, 2019
Book Page	010949/002193
Instrument	178203

Lender

Name	WILLIAM ENTS
Address	701 ENTERPRISE RD E # 702, SAFETY HARBOR, FL 34695-5342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	18%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2019
Property Address	508 WINTER TER, WINTER HAVEN, FL 33881-5813
Document Number	0109492187
Book / Page	010949 / 002187
Instrument Date	Aug 21, 2019
Instrument	178201
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (-2.69%) Land $100 Building $126,400	$126,500 (-2.69%) Land $100 Building $126,400
2025	$2,473.00 (-4.85%)	$130,000 (-3.7%) Land $100 Building $129,900	$130,000 (-3.7%) Land $100 Building $129,900
2023	$2,599.00 (+5.31%)	$135,000 (+6.3%) Land $100 Building $134,900	$135,000 (+6.3%) Land $100 Building $134,900
2022	$2,468.00	$127,000 Land $100 Building $126,900	$127,000 Land $100 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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