Polk County property record for 510 Winter Ter, Winter Haven, FL 33881
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,073 sqft · built 1995 |
| Lot Size | 0.026 acres (1,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,900 (Dec 1996) |
| Tax Bill | $289 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-09-530002-001250 |
| Primary APN | 26-28-09-530002-001250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 1,140 sqft (0.026 acres) |
| Porch | Porch |
| Porch Area | 290 sqft |
| Street Address | 510 WINTER TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5813 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 125 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | WINTER RIDGE CONDO |
| Legal Tract | 530002 |
| Legal Block | 1 |
| Legal Lot Number | 125 |
| Legal Unit | 125 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13602 |
510 Winter Ter, a condominium, is owned and occupied by an individual who acquired it in June 2004.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 WINTER TER, WINTER HAVEN, FL 33881-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 1996 · Amount on File |
| Deed Sale | Dec 11, 1996 · Amount on File |
| Deed Book / Page | 3768 / 673 |
| Last Transfer Date | Jun 22, 2004 |
| Transfer Doc | 0000128392 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 510 Winter Ter was $289 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,298 (+2.7%) | $126,500 (-2.69%) Land $100 Building $126,400 | |
| 2025 | $289.00 Homeowner's exemption | $40,212 | $130,000 Land $100 Building $129,900 |
| 2023 | $249.00 (+8.26%) Homeowner's exemption | $37,941 (+3%) | $135,000 (+6.3%) Land $100 Building $134,900 |
| 2022 | $230.00 Homeowner's exemption | $36,836 | $127,000 Land $100 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 Winter Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Winter Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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