Fayette County property record for 511 Spring St, Clermont, IA 52135
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,744 sqft · built 1920 |
| Lot Size | 0.528 acres (22,994 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434406001 |
| Primary APN | 0434406001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 392 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,994 sqft (0.528 acres) |
| Lot Dimensions | 120 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 306 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 511 SPRING ST |
|---|---|
| City | CLERMONT |
| State | IA |
| Zip | 52135-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 23 & 24 BLK 1 EX RY, CLERMONT & BLACKETT ST E OF SPRING ST & W OF RY & RY R.O.W. LOCATED IN NW SE |
| Legal Subdivision | RAILROAD RIGHT WAY |
| Legal Block | 1 |
| Legal Lot Number | 23,24 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 80600 |
Source: Fayette County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 SPRING ST, CLERMONT, IA 52135-4700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| May 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 0000001848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 511 SPRING ST, CLERMONT, IA 52135-4700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02023/3356 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 2023/3356 |
| Instrument | 2023 3356 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OSSIAN, IA 52161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 511 SPRING ST, CLERMONT, IA 52135-4700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/2328 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 2021/2328 |
| Instrument | 2021-2328 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | May 24, 2021 |
| Property Address | 511 SPRING ST, CLERMONT, IA 52135-4700 |
| Document Number | 2021/1848 |
| Book / Page | 2021 / 1848 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021-1848 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 SPRING ST, CLERMONT, IA 52135-4700 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Clermont City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 (+4.97%) Homeowner's exemption | $200,430 (+13.45%) Land $14,550 Building $185,880 | $200,430 (+13.45%) Land $14,550 Building $185,880 |
| 2024 | $2,694.00 (+11.78%) | ||
| 2023 | $176,670 (+24.24%) Land $14,550 Building $162,120 | $176,670 (+24.24%) Land $14,550 Building $162,120 | |
| 2022 | $2,410.00 Homeowner's exemption | $142,200 Land $12,130 Building $130,070 | |
| 2021 | $142,200 Land $12,130 Building $130,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Copper | 1.37 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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