418 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 418 Spring St, Clermont, IA 52135

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 968 sqft · built 1900
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jan 2007)
Tax Bill	$1,230 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0434404007`

Property Details

APN / Parcel Number

Primary APN	`0434404007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	364 sqft
Attic	Attic
Attic Area	208 sqft
Basement Area	711 sqft
Unfinished Basement	711 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	330 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	418 SPRING ST
City	CLERMONT
State	IA
Zip	52135-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 TO 5 BLK 9 CLERMONT
Legal Subdivision	CLERMONT
Legal Block	9
Legal Lot Number	1
Jurisdiction	FAYETTE IA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2069
Census Tract	80600

Owner

418 Spring St is owned and occupied by an individual who bought it in January 2007.

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	418 SPRING ST, CLERMONT, IA 52135-8669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2007 · Amount on File
Deed Sale	Jan 26, 2007 · Amount on File
Deed Document Number	2007244
Deed Book / Page	2007 / 244
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	418 SPRING ST, CLERMONT, IA 52135-8669
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223, CLERMONT, IA 52135-0223

Mortgage

Document Number	002024/617
Date	Mar 13, 2024
Book Page	2024/617
Instrument	2024 617

Lender

Name	FREEDOMBANK
Type	Bank
Address	POSTVILLE, IA 52162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Sep 8, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 418 Spring St was $1,230.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Clermont City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,230.00	$82,500 (-) Land $16,010 Building $66,490	$82,500 (-) Land $16,010 Building $66,490
2025	$1,230.00 (+4.06%)	$82,500 Land $16,010 Building $66,490	$82,500 Land $16,010 Building $66,490
2024	$1,182.00
2023		$72,990 (+25.58%) Land $16,010 Building $56,980	$72,990 Land $16,010 Building $56,980
2022	$1,050.00	$58,120 Land $13,340 Building $44,780
2021			$58,120 Land $13,340 Building $44,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	7 ppb (2023) action level 15 ppb
Copper	1.37 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130