Fayette County property record for 605 Spring St, Clermont, IA 52135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1976 |
| Lot Size | 0.419 acres (18,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (May 2026) |
| Tax Bill | $2,596 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434287008 |
| Primary APN | 0434287008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,240 sqft (0.419 acres) |
| Lot Dimensions | 120 ft deep x 76 ft wide |
| Porch | Open Porch |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 605 SPRING ST |
|---|---|
| City | CLERMONT |
| State | IA |
| Zip | 52135-8658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 43' LOTS 3 & 6 SW 1/2 LOTS 2 & 7 BLK 37, CLERMONT |
| Legal Subdivision | CLERMONT |
| Legal Block | 37 |
| Legal Lot Number | 2-3,6-7 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12546 MAIN ST, WEST UNION, IA 52175-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2008 · Amount on Record |
| Deed Document Number | 20261335 |
| Deed Book / Page | 2026 / 1335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | May 21, 2026 |
| Property Address | 605 SPRING ST, CLERMONT, IA 52135-8658 |
| Document Number | 0000001384 |
| Book / Page | 2026 / 1384 |
| Instrument Date | May 15, 2026 |
| Instrument | 20261384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12546 MAIN ST, ELDORADO, IA 52175-9705 |
| Document Number | 0000001384, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 2026/1384 |
| Instrument | 20261384 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | May 15, 2026 |
| Property Address | 605 SPRING ST, CLERMONT, IA 52135-8658 |
| Document Number | 0000001335 |
| Book / Page | 2026 / 1335 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261335 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $35,309.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12546 MAIN ST, WEST UNION, IA 52175-9705 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 605 SPRING ST, CLERMONT, IA 52135-8658 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02020/2380 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 2020/2380 |
| Instrument | 2020-2380 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Clermont City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,596.00 | $184,850 (-) Land $12,880 Building $171,970 | $184,850 (-) Land $12,880 Building $171,970 |
| 2025 | $2,596.00 (+4.42%) Homeowner's exemption | $184,850 (+12.84%) Land $12,880 Building $171,970 | $184,850 (+12.84%) Land $12,880 Building $171,970 |
| 2024 | $2,486.00 (+14.46%) | ||
| 2023 | $163,810 (+26.88%) Land $12,880 Building $150,930 | $163,810 (+26.88%) Land $12,880 Building $150,930 | |
| 2022 | $2,172.00 Homeowner's exemption | $129,110 Land $10,740 Building $118,370 | |
| 2021 | $129,110 Land $10,740 Building $118,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Copper | 1.37 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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