610 Spring St, Clermont, IA 52135 Property Records

Fayette County property record for 610 Spring St, Clermont, IA 52135

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,584 sqft · built 1976
Lot Size0.337 acres (14,700 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Sep 2025)
Tax Bill$2,042 (2026)
Deeds & MortgagesSep 2025 Foreclosure
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN0434265001

Property Details

APN / Parcel Number

Primary APN0434265001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths4 Half Baths
Total Rooms6 Rooms
Building Area1,584 sqft Living Area
1st Floor Area1,584 sqft
Basement Area1,584 sqft
Finished Basement675 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,700 sqft (0.337 acres)
Lot Dimensions120 ft deep x 166 ft wide
Deck Area396 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address610 SPRING ST
CityCLERMONT
StateIA
Zip52135-8658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, LOT 2 EX SW COR, NE COR LOT 3 BLK 38 CLERMONT
Legal SubdivisionTHOMPSONS FIRST ADD
Legal Block38
Legal Lot Number1-3
JurisdictionFAYETTE IA
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2070
Census Tract80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address334 E PLUM ST, WEST UNION, IA 52175-1336
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Legal Action/Court Order, Foreclosure · FHA Mortgage
NEIGHBORS BANK
Aug 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Deed Book / Page2025 / 2648
Prior Transfer DateAug 6, 2021
Prior Transfer Doc02021/2890
Record UpdatedOct 29, 2026

September 2025: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionFAYETTE IA
Recording DateSep 10, 2025
Property Address610 SPRING ST, CLERMONT, IA 52135-8658
Document Number02025/2648
Book / Page2025 / 2648
Instrument DateAug 22, 2025
Instrument2025 2648
Transaction TypeForeclosure
Record UpdatedJun 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$234.40
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 E PLUM ST, WEST UNION, IA 52175-1336

Mortgage

Document Number02025/2649
DateSep 10, 2025
Book Page2025/2649
Instrument2025 2649
Lender
NameNEIGHBORS BANK
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAYETTE IA
Recording DateAug 10, 2021
Property Address610 SPRING ST, CLERMONT, IA 52135-8658
Document Number02021/2890
Book / Page2021 / 2890
Instrument DateAug 6, 2021
Instrument2021-2890
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 203, CLERMONT, IA 52135-0203

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityClermont City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,042.00$162,370 (-) Land $16,760 Building $145,610$162,370 (-) Land $16,760 Building $145,610
2025$2,042.00 (+5.8%) Homeowner's exemption$162,370 (+13.38%) Land $16,760 Building $145,610$162,370 (+13.38%) Land $16,760 Building $145,610
2024$1,930.00 (+0.63%)
2023$143,210 (+24.52%) Land $16,760 Building $126,450$143,210 (+24.52%) Land $16,760 Building $126,450
2022$1,918.00 Homeowner's exemption$115,010 Land $13,970 Building $101,040
2021$115,010 Land $13,970 Building $101,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT WATER SUPPLY
serves 586 people · EPA ID IA3317047
Water SourceGroundwater
Last State InspectionMar 2024
Lead7 ppb (2023)
action level 15 ppb
Copper1.37 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

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