511 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 511 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1920
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Sep 1995)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1206-07-011.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-07-011.000`
Alternative APN	`A0228120607011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	1,113 sqft
Upper Floors Area	383 sqft
Basement Area	609 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,992 sqft (0.436 acres)
Lot Dimensions	250 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	511 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIBLERS 3RD ADDITION LOT 331 & PT VAC ALLEY FF 76.00
Legal Subdivision	KIBLERS 3RD ADDITION
Legal Lot Number	331
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1036
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 S MAIN ST, BLUFFTON, OH 45817-1045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 1995 · Amount on Record
Deed Sale	Sep 8, 1995 · Amount on Record
Prior Sale	Sep 15, 1987 · Amount on Record
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	511 S MAIN ST, BLUFFTON, OH 45817-1045
Document Number	0000013436
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 S MAIN ST BLUFFTON OH 458171045, BLUFFTON, OH 45817-1045

Mortgage

Document Number	0000013436
Date	Dec 17, 2019
Instrument	13436

Lender

Name	MILLSTREAM AREA CU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2034

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00 (-0.05%)	$56,910 (-) Land $13,790 Building $43,120	$162,600 (-) Land $39,400 Building $123,200
2024	$1,880.00 (+15.34%) Homeowner's exemption	$56,910 (+24.5%) Land $13,790 Building $43,120	$162,600 (+24.5%) Land $39,400 Building $123,200
2023	$1,630.00 (-0.97%) Homeowner's exemption	$45,710 (-) Land $11,480 Building $34,230
2022	$1,646.00 Homeowner's exemption	$45,710 Land $11,480 Building $34,230
2021			$130,600 Land $32,800 Building $97,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20