510 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 510 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,560 sqft · built 1920
Lot Size	0.629 acres (27,399 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2024)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-1206-06-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-06-001.000`
Alternative APN	`A0228120606001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	1,520 sqft
Upper Floors Area	1,040 sqft
Basement Area	1,480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,399 sqft (0.629 acres)
Lot Dimensions	173 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	324 sqft
Deck Area	324 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	510 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIBLERS SECOND ADDITION LOTS 302 E PT & 303 PT FF 140.00
Legal Subdivision	KIBLERS SECOND ADDITION
Legal Lot Number	302
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

510 S Main St is owned and occupied by an individual who bought it in July 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	510 S MAIN ST, BLUFFTON, OH 45817-1046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
May 10, 2023	Deed of Trust, Mortgage QUEST FCU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Jul 6, 2017	Warranty Deed, Transfer · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	20246189
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	510 S MAIN ST, BLUFFTON, OH 45817-1046
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S MAIN ST, BLUFFTON, OH 45817-1046

Mortgage

Document Number	4300003709
Date	Apr 30, 2024
Book Page	2024/3709
Instrument	202404300003709

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	102 S MAIN ST, BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 22, 2025

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	510 S MAIN ST, BLUFFTON, OH 45817-1046
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S MAIN ST, BLUFFTON, OH 45817-1046

Mortgage

Document Number	5100003891
Date	May 10, 2023
Book Page	2023/3891
Instrument	202305100003891

Lender

Name	QUEST FCU
Type	Credit Union
Address	KENTON, OH 43326

Agreement

Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	510 S MAIN ST, BLUFFTON, OH 45817-1046
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S MAIN ST, BLUFFTON, OH 45817-1046

Mortgage

Document Number	6010007338
Date	Jun 1, 2021
Book Page	2021/7338
Instrument	202106010007338

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 6, 2017
Property Address	510 S MAIN ST, BLUFFTON, OH 45817-1046
Document Number	0000007410
Book / Page	002017 / 007410
Instrument Date	Jul 6, 2017
Instrument	7410
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	510 S MAIN ST BLUFFTON OH 458171046, BLUFFTON, OH 45817-1046

Mortgage

Document Number	7411
Date	Jul 6, 2017
Instrument	7411

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 510 S Main St was $2,819, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (-0.07%)	$85,440 (-) Land $24,120 Building $61,320	$244,100 (-) Land $68,900 Building $175,200
2024	$2,821.00 (+11.28%) Homeowner's exemption	$85,440 (+20.02%) Land $24,120 Building $61,320	$244,100 Land $68,900 Building $175,200
2023	$2,535.00 (-1.05%) Homeowner's exemption	$71,190 (-) Land $20,090 Building $51,100
2022	$2,562.00 Homeowner's exemption	$71,190 Land $20,090 Building $51,100
2021			$203,400 Land $57,400 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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