528 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 528 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1920
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Nov 2021)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1206-06-017.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-06-017.000`
Alternative APN	`A0228120606017000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,076 sqft
Upper Floors Area	492 sqft
Basement Area	820 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	201 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	528 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIBLERS SECOND ADDITION LOT 305 NE PT 76 X 173 JOINT TEN FF 76.00
Legal Subdivision	KIBLERS SECOND ADDITION
Legal Lot Number	305
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

Source: Allen County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 S MAIN ST, BLUFFTON, OH 45817-1046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Nov 24, 2021	Executor's Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	202116451
Deed Book / Page	2021 / 16451
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	6050006016
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	528 S MAIN ST, BLUFFTON, OH 45817-1046
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8160007058
Date	Aug 16, 2023
Book Page	2023/7058
Instrument	202308160007058

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 24, 2021
Property Address	528 S MAIN ST, BLUFFTON, OH 45817-1046
Document Number	11240016451
Book / Page	2021 / 16451
Map Reference	MB 2 PG 202&203
Instrument Date	Nov 19, 2021
Instrument	202111240016451
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 S MAIN ST, BLUFFTON, OH 45817-1046

Mortgage

Document Number	11240016452
Date	Nov 24, 2021
Book Page	2021/16452
Instrument	202111240016452

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (-0.05%)	$62,720 (-) Land $13,440 Building $49,280	$179,200 (-) Land $38,400 Building $140,800
2024	$2,070.00 (+11.17%) Homeowner's exemption	$62,720 (+20.02%) Land $13,440 Building $49,280	$179,200 (+20.03%) Land $38,400 Building $140,800
2023	$1,862.00 (-0.96%) Homeowner's exemption	$52,260 (-) Land $11,200 Building $41,060
2022	$1,880.00 Homeowner's exemption	$52,260 Land $11,200 Building $41,060
2021			$149,300 Land $32,000 Building $117,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures