426 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 426 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,891 sqft · built 1920
Lot Size	0.748 acres (32,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2017)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1206-03-015.000`

Property Details

APN / Parcel Number

Primary APN	`28-1206-03-015.000`
Alternative APN	`A0228120603015000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,891 sqft Living Area
Gross Area	3,940 sqft
1st Floor Area	1,798 sqft
Upper Floors Area	480 sqft
Basement Area	947 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	32,583 sqft (0.748 acres)
Lot Dimensions	267 ft deep x 122 ft wide

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	192 sqft
Deck Area	300 sqft
Patio Area	255 sqft
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	426 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A G KIBLERS ADD LOTS 299 PT & 300 PT JOINT TEN FF 121.50
Legal Subdivision	A G KIBLERS ADD
Legal Lot Number	299
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1038
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 S MAIN ST, BLUFFTON, OH 45817-1044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 30, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Apr 21, 1995 · Amount on Record
Deed Document Number	20177185
Deed Book / Page	2017 / 7185
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	426 S MAIN ST, BLUFFTON, OH 45817-1044
Document Number	0000014638
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 S MAIN ST #8 BLUFFTON OH 458171044, 8, BLUFFTON, OH 45817-1044

Mortgage

Document Number	0000014638
Date	Nov 24, 2020
Instrument	14638

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	426 S MAIN ST, BLUFFTON, OH 45817-1044
Document Number	0000013252
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	426 S MAIN ST BLUFFTON OH 458171044, BLUFFTON, OH 45817-1044

Mortgage

Document Number	0000013252
Date	Oct 27, 2020
Instrument	13252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 30, 2017
Property Address	426 S MAIN ST, BLUFFTON, OH 45817-1044
Document Number	0000007185
Instrument Date	Jun 28, 2017
Instrument	7185
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 S MAIN ST BLUFFTON OH 458171044, BLUFFTON, OH 45817-1044

Mortgage

Document Number	7186
Date	Jun 30, 2017
Instrument	7186

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (-0.1%)	$115,370 (-) Land $22,090 Building $93,280	$329,600 (-) Land $63,100 Building $266,500
2024	$3,812.00 (+11.3%) Homeowner's exemption	$115,370 (+19.99%) Land $22,090 Building $93,280	$329,600 (+19.99%) Land $63,100 Building $266,500
2023	$3,425.00 (-1.1%) Homeowner's exemption	$96,150 (-) Land $18,410 Building $77,740
2022	$3,463.00 Homeowner's exemption	$96,150 Land $18,410 Building $77,740
2021			$274,700 Land $52,600 Building $222,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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