511 S 4th St, Odessa, MO 64076 Property Records

Lafayette County property record for 511 S 4th St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1964
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$200,976 (Apr 2024)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-3-002-013.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-3-002-013.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,102 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	511 S 4TH ST
City	ODESSA
State	MO
Zip	64076-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 WEST ACRES SUBD; 735-1017, 744-487, 747-518, 889-647, 1084-934, 1092-455, 1160-580, 2010DR0530, 2012DR3033, 2017D
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	WEST ACRES SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3030
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 S 4TH ST, ODESSA, MO 64076-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITYAMERICA CU
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC
May 25, 2021	Warranty Deed, Transfer STEWART TITLE
Nov 20, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	May 25, 2021
Deed Document Number	20241251
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	001160/580
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 7, 2026
Property Address	511 S 4TH ST, ODESSA, MO 64076-1463
Document Number	2026DR1406
Instrument Date	Mar 20, 2026
Instrument	20261406
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S 4TH ST, ODESSA, MO 64076-1463

Mortgage

Document Number	0000001406,
Date	Apr 7, 2026
Instrument	20261406

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	511 S 4TH ST, ODESSA, MO 64076-1463
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019DR2190
Date	Jun 11, 2019
Instrument	2019DR2190

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 12, 2024
Property Address	511 S 4TH ST, ODESSA, MO 64076-1463
Document Number	2024DR1251
Instrument Date	Apr 10, 2024
Instrument	2024DR1251
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S 4TH ST, ODESSA, MO 64076-1463

Mortgage

Document Number	2024DR1252
Date	Apr 12, 2024
Instrument	2024DR1252

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 25, 2021
Property Address	511 S 4TH ST, ODESSA, MO 64076-1463
Document Number	2021DR2659
Instrument Date	May 21, 2021
Instrument	2021DR2659
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S 4TH ST, ODESSA, MO 64076-1463

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 20, 2017
Property Address	511 S 4TH ST, ODESSA, MO 64076-1463
Document Number	02017/4287
Book / Page	2017 / 4287
Map Reference	PL 8 PG 15
Instrument Date	Nov 17, 2017
Instrument	2017DR4287
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S 4TH ST, ODESSA, MO 64076-1463

Mortgage

Document Number	02017/4289
Date	Nov 20, 2017
Book Page	2017/4289
Instrument	2017DR4289

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,195.00 (+11.47%)	$16,140 (+14.01%)	$84,950 (+14.01%) Land $17,300 Building $67,650
2024	$1,072.00
2023		$14,157	$74,512 Land $15,172 Building $59,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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