515 S 4th St, Odessa, MO 64076 Property Records

Lafayette County property record for 515 S 4th St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1965
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$225,500 (Jun 2022)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-3-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-3-002-014.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Basement Area	912 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	515 S 4TH ST
City	ODESSA
State	MO
Zip	64076-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 2 WEST ACRES SUBD; 618-763, 821-290, 987-1135, 1116-1143, 1116-1145, 2013DR3885, 2017DR4329, 2017DR4330, 2022DR2775
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	WEST ACRES SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3030
Census Tract	90601

Owner

515 S 4th St is owned and occupied by two individuals who bought it in June 2022.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 S 4TH ST, ODESSA, MO 64076-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Jun 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Nov 27, 2017	Warranty Deed, Transfer
Nov 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	20222775
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	515 S 4TH ST, ODESSA, MO 64076-1463
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR2405
Date	May 11, 2021
Instrument	2021DR2405

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	515 S 4TH ST, ODESSA, MO 64076-1463
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR2774
Date	Jun 2, 2022
Instrument	2022DR2774

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 2, 2022
Property Address	515 S 4TH ST, ODESSA, MO 64076-1463
Document Number	2022DR2775
Instrument Date	May 25, 2022
Instrument	2022DR2775
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S 4TH ST, ODESSA, MO 64076-1463

Mortgage

Document Number	2022DR2774
Date	Jun 2, 2022
Instrument	2022DR2774

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 27, 2017
Property Address	515 S 4TH ST, ODESSA, MO 64076-1463
Document Number	02017/4330
Book / Page	2017 / 4330
Map Reference	PL 8 PG 15
Instrument Date	Nov 22, 2017
Instrument	2017DR4330
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S 4TH ST, ODESSA, MO 64076-1463

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 27, 2017
Property Address	515 S 4TH ST, ODESSA, MO 64076-1463
Document Number	02017/4329
Book / Page	2017 / 4329
Map Reference	PL 8 PG 15
Instrument Date	Aug 3, 2017
Instrument	2017DR4329
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7685 COPENHAVER RD, BATES CITY, MO 64011-8251

Mortgage

Document Number	02017/4331
Date	Nov 27, 2017
Book Page	2017/4331
Instrument	2017DR4331

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 S 4th St was $1,272.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$17,180	$90,420 Land $17,300 Building $73,120
2023		$15,069	$79,312 Land $15,172 Building $64,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 515 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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