419 S 4th St, Odessa, MO 64076 Property Records

Lafayette County property record for 419 S 4th St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,527 sqft · built 1900
Lot Size	0.386 acres (16,801 sqft)
Owner	Individual Name on File
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-2-003-019.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-2-003-019.000`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,527 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,801 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	399 sqft
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	419 S 4TH ST
City	ODESSA
State	MO
Zip	64076-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 8 PATTERSON & SMITHS ADDN; 443-49, 443-193, 676-721, 785-318, 1183-527, 2010DR2356, 2019DR1243, 2020DR3652, 2
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	PATTERSON & SMITHS ADDN
Legal Block	8
Legal Lot Number	9-10
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3026
Census Tract	90601

Owner

419 S 4th St is owned by an individual who acquired it in September 2023.

Source: Lafayette County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 306, ODESSA, MO 64076-0306
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
Apr 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEGASTAR FINANCIAL CORP
Feb 11, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage PRIMELENDING
Aug 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Prior Sale	Aug 31, 2020
Deed Document Number	20222183
Last Transfer Date	Sep 1, 2023
Transfer Doc	2023DR3236
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	419 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR3669
Date	Sep 1, 2020
Instrument	2020DR3669

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	419 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019DR1250
Date	Apr 11, 2019
Instrument	2019DR1250

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	419 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR0782
Date	Feb 11, 2022
Instrument	2022DR0782

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	419 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR2239
Date	May 3, 2022
Instrument	2022DR2239

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 31, 2020
Property Address	419 S 4TH ST, ODESSA, MO 64076-1421
Document Number	2020DR3652
Instrument Date	Aug 28, 2020
Instrument	2020DR3652
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 S 4TH ST, ODESSA, MO 64076-1421

Tax Assessment & Valuation

The 2025 property tax bill for 419 S 4th St was $2,408, up 11.5% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+11.53%)	$32,515	$171,130 Land $12,950 Building $158,180
2024	$2,159.00
2023		$28,521	$150,111 Land $11,361 Building $138,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Wisper ISP.

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