415 S 4th St, Odessa, MO 64076 Property Records

Lafayette County property record for 415 S 4th St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,099 sqft · built 1900
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on Record
Tax Bill	$593 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-2-003-018.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-2-003-018.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,099 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	415 S 4TH ST
City	ODESSA
State	MO
Zip	64076-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 8 PATTERSON & SMITHS ADDN; 385-262, 749-1192, 930-163, 2015DR3233, 2017DR3553, 2023DR0029
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	PATTERSON & SMITHS ADDN
Legal Block	8
Legal Lot Number	8
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3026
Census Tract	90601

Owner

Source: Lafayette County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2771 OLD STAGE RD, MAYVIEW, MO 64071-7145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage BANK OF ODESSA
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ODESSA
Oct 10, 2017	Deed of Trust, Mortgage BANK OF ODESSA
Sep 27, 2017	Warranty Deed, Transfer LAFAYETTE COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023
Deed Sale	Jan 4, 2023
Prior Sale	Sep 27, 2017
Deed Document Number	202329
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	415 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026DR0750
Date	Feb 26, 2026
Instrument	2026DR0750

Lender

Name	BANK OF ODESSA
Type	Bank

Agreement

Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	415 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR4664
Date	Sep 20, 2022
Instrument	2022DR4664

Lender

Name	BANK OF ODESSA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	415 S 4TH ST, ODESSA, MO 64076-1421
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3751
Date	Oct 10, 2017
Book Page	2017/3751
Instrument	2017DR3751

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 27, 2017
Property Address	415 S 4TH ST, ODESSA, MO 64076-1421
Document Number	2017/3553
Book / Page	2017 / 3553
Instrument Date	Sep 26, 2017
Instrument	2017DR3553
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	LAFAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 4TH ST, ODESSA, MO 64076-1421

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00	$8,012 (+13.98%)	$42,170 (+13.99%) Land $16,180 Building $25,990
2023		$7,029	$36,996 Land $14,196 Building $22,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Wisper ISP.

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