511 Pirates Bluff, Laneview, VA 22504 Property Records

Middlesex County property record for 511 Pirates Bluff, Laneview, VA 22504

Property Summary

Property Type	Single Family Home
Details	6 bd · 10 ba · 5,072 sqft · built 2023
Lot Size	19.9 acres (870,764 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2020)
Tax Bill	$7,713 (2026)
Deeds & Mortgages	Dec 2021 Construction Loan May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2 1 2`

Property Details

APN / Parcel Number

Primary APN	`2 1 2`
Alternative APN	`3043`

Interior

Bedrooms	6 Beds
Full Baths	10 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,072 sqft Living Area
Gross Area	8,566 sqft
1st Floor Area	5,000 sqft
Basement Area	733 sqft
Unfinished Basement	733 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	870,764 sqft (19.9 acres)
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	764 sqft
Deck Area	1,144 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3043
Street Address	511 PIRATES BLF
City	LANEVIEW
State	VA
Zip	22504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BASS TRACT PCL 2 19.99 AC PL7-122 145-676 D20-2574
Legal Subdivision	PIRATES BLUFF
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	1
Census Block	1006
Census Tract	950900

Owner

Source: Middlesex County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10107 MEADOWNECK CT, SILVER SPRING, MD 20910-1069
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
May 26, 2022	Transfer on Death Deed, Transfer
Dec 10, 2020	Warranty Deed, Transfer · Line of Credit COLONIAL FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	20202574
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	VA
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003290
Date	Dec 22, 2021
Instrument	210003290

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 26, 2022
Property Address	VA
Document Number	0220001150
Instrument Date	May 24, 2022
Instrument	220001150
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HENRI RD, RICHMOND, VA 23226-2714

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 10, 2020
Property Address	VA
Document Number	0200002574
Instrument Date	Nov 18, 2020
Instrument	200002574
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10107 MEADOWNECK CT, SILVER SPRING, MD 20910-1069

Mortgage

Document Number	0200002575
Date	Dec 10, 2020
Instrument	200002575

Lender

Name	COLONIAL FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,713.00 (+0.01%)	$1,264,400 (-) Land $162,000 Building $1,102,400	$1,264,400 (-) Land $162,000 Building $1,102,400
2025	$7,712.00 (+742.84%)	$1,264,400 (+742.93%) Land $162,000 Building $1,102,400	$1,264,400 (+742.93%) Land $162,000 Building $1,102,400
2023	$915.00	$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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